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Brew

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Everything posted by Brew

  1. It’s fun when you can get on some nice specks. We fished north of Tampa last week and even though conditions were terrible, both of us fishing ended up with the FL version of an inshore slam, a good run of dink reds, and a bunch of trout. We hit on a spot where we were catching them pretty much every cast. It’s the first time I’ve been out since selling my place down there and it had me ready to start shopping again.
  2. The “why bother” crowd is always interesting in these discussions. Of course we’re all doomed, but incremental improvement/change still makes some measure of difference. It’s too late to turn the faucet off, but I’m not sure that means that everyone should just say fuck it. There is some aspect of virtue signaling involved in there as well, but that still requires some amount of positive movement.
  3. That’s a pretty decent idea for any of these long-term anniversary’s especially as kids have gotten older, grandkids come into play, the realities of life kick in, etc. I’m probably not doing it (any time soon anyways), but I can recognize a good idea
  4. Spa appointments are usually the easy go to. I suck at gifts though. We don’t buy gifts and just buy what we want which essentially means my wife buys what she wants and I usually buy her something as well. She informed me today that she was replacing her engagement/wedding rings for our 25th and had met with the jeweler to design what she wanted. I would rather be spending $100 on something she doesn’t want than what I found out this is going to cost me.
  5. UTI’s also make them do stuff like that. We had one that was going under a bed and we didn’t know it for a while. Cat went outside after that, bedroom got all new carpet and pads. Cat was older and lived out it’s days in the garage.
  6. I’m not sure any “known” college can keep up with growth needs in today’s environment especially for those that are on the lower side of the pricing spectrum if there is such a thing. Knoxville sent out information to high school counselors last week saying they had crossed 56k applications already for a class size of roughly 6000. Housing is terrible on campus there right now because they haven’t kept up. The large state colleges appear to all be in the same boat. We toured UNC and Michigan and both campuses felt old. Georgia probably felt the most up to date of the state college campuses we have been on.
  7. I bought boots that I liked the fit of after trying on several pairs over a couple of trips before I found a pair that felt comfortable which is still relative in ski boots. For ski’s, I rented demo ski’s and traded them out several times over a couple of times until I found the length/style I liked. I went in knowing generally what length I wanted which made it easier because I ski a 174 which limited what places had available. Ultimately, my advice would be try a few things until you find the right fit.
  8. I would say that most everyone on the CPA side would support a free file system. We don’t deal with the filers impacted for the most part. It’s a much larger risk to H&R Block, TurboTax, and all the f-ing hacks out there that shouldn’t be doing tax returns then it is to me. There are a lot of things that still aren’t covered by an IRS submitted form, so you are really only dealing with people that have W-2’s, investments (not great because there are still plenty of 1099’s missing basis information), retirement payments, etc. Rentals, businesses, K-1’s, a number with kids under 5 or over 18, etc all would fall outside of a free file system. As far as the code, it’s complicated because it has always been a means for social engineering and that has been compounded the last 20 or so years. No one knows it front to back, so we’re all likely missing something at this point.
  9. Similar story here, just the younger one. She’s not abusive or harming herself, but man can she find some deep holes to climb down. Phone/internet/school issues have compounded it so we hired an IT company to provide all the internal hardware in the house and monitor the traffic similar to what I have at the office. Her phone and kids at school have brought at the worst in her. Therapy hasn’t really helped either because it seems to us at least the therapist has spent most of the time being her friend and not enough time helping her cope. She has asked to make a change there which is a positive I think. If I could go back and change anything, it would have been how/when the internet/phone was introduced to her but her school required access earlier than what we preferred.
  10. Person giving has the responsibility to file, it is their estate issue.
  11. The new W-4’s are set to calculate your individual tax balance. There is no married 0 any more. You have to accurately fill it out with the combined incomes for the withholding to work properly because they have complicated it. Your individual withholdings are taking double advantage of the 10%/12% brackets and the combined income has some in the 24% bracket so you are short. Total tax is what it is so you pay it now or later, number is the same.
  12. Depends on the structure of the business for tax purpose and her will. Generally the estate would operate it until liquidation and they would get a K-1 for the estate, but if the business was specifically left in 1/3 interests then they answer would change.
  13. Old question, but it’s $17k a year individual to individual with no requirement to file a gift tax return. Over $17k requires a gift tax return and uses up part of your lifetime estate exemption over the $17k annual exclusion. $17k basically works like the standard deduction in your individual return, it is deducted from total gifts to determine “taxable” portion offset by the exclusion.
  14. It’s the 2020’s version of cat facts, but worse.
  15. Has Breitling made a change in their watches or am I off in thinking they were quite a bit more expensive several years back? Did they just come out with a cheaper automatic line? I’m looking for another white face / blue band and have looked at this SuperOcean a couple of times. The pricing seems less than what I remember from past looking. Also, really like the looks of the Omega Speedmaster Chronoscope but I’m kind of looking for something other than another Omega I think.
  16. One of my partners that works our office there was at a bar this past spring and got roofied. He’s in his 50’s. He doesn’t remember anything from the bar, woke up the next morning in his apartment beat up and everything of value gone.
  17. We’re holding a company event there next month, we’ll see what it’s like.
  18. The bars along Division usually have live music. It’s usually a younger crowd as it’s pulling from Vanderbilt and the new condo developments through there. The Chef and I and Patterson House are both in that area as well as Hattie B’s if you want to give it a try. There really isn’t much there outside the bars and quick service places though. You can easily take a 5 minute ride over to the Gulch and SoBro areas and open up other opportunities like Kayne Prime, Martin’s Biscuit Love, Etch, Milk and Honey, etc. The capital area also isn’t far and has Skull’s Rainbow Room (in Printer’s Alley) which usually has music along with excellent food, Puckett’s, etc.
  19. I looked at some numbers on some SEC schools. From 2016 it looks like enrollment is up roughly 10% on average. What has really changed is the apps and acceptance. Apps are up more than double, acceptance is up 50%, but first year enrollment was up 10-15%. Looks like most were enrolling half of accepted which is significantly less than past history. Private schools I looked at were actually much closer with 10-15% growth in each category. There wasn’t the big anomaly in apps like with the publics.
  20. His essays could have been terrible, other portions of his app could not have been great, etc. Some of the more selective schools have actively come out and said they aren’t necessarily focusing on the smartest at this point and are going for well rounded students that have a better chance of being involved on campus. One of the kids from our school graduated near the top of his class, made a 35, didn’t make it into UGA and a mix of other known schools. He’s also white, upper class, and wanted to go into the business school which has the highest application rate at most of those schools. There are a ton of stories out there about similar examples. Our oldest is going to focus on trying to get into an Honors college at the back end of the Top 100 schools. She’s been invited to apply for a couple high end scholarship/honors college opportunities so she is going to go after those. After looking at the common dataset in the colleges she applied for originally, she really shot for some ultra low acceptance rate schools. She’s also applying with English as her major and excellent essays, so maybe one of them will give her a shot.
  21. If you aren’t going to get into Texas in state, you’re probably not close to making the cut at GA out of state unless you are applying to a less sought after degree program. The numbers there are ridiculous on out of state acceptance rates.
  22. We own a large IT company that does all of that. Largest customers are 400+ seats. If you’re interested in talking to them, PM me and I’ll send you contact info.
  23. He was getting hit before anyone would have had a chance to make a read. When he wasn’t hit immediately, it was because he had moved out of the pocket and hadn’t been caught yet. It was terrible blocking from the line, the backs, the TE’s, etc. it wasn’t all on them though. The D gave up long plays down the sidelines that should have been stopped as well. The TD from the backup QB should have easily been stopped. The DB’s had some absolutely terrible fouls. No one on that team wanted to play by the looks of it other than DJ who isn’t good enough to carry a team anywhere. Plus, that fumble he had completely took the wind out of what little they wanted to play. This week may top it unless Justin Fields decides to start playing better.
  24. If everyone waited until they thought they could afford kids to have kids, there would be very few kids. Welcome to the wives thread, first time visit? On a serious note, there is a reason storage units are going for astronomical multiples right now. People have too much shit combined with an annuitized billing methodology means 14x multiples.
  25. Picture is not great, but just for the record they do pulled pork that is right up there with anyone’s. We’ve been stopping there on lake weekends for as long as I can remember. You’re not going to find brisket, ribs, etc just whole hog pulled pork served one way.
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