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Celery Man

Certifiably Surly
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Everything posted by Celery Man

  1. voices is such a weird movie, definitely worth a watch dp & w was great. plot was all over the place but i laughed my ass off. the fucking guy with the wife in hr
  2. i'm having fun with this game, but like madden every year it is just amazing that they just package up and release a beta. so many stupid little problems, so many bugs, it's like an indie game.
  3. I think the thing that never makes sense to me in a retirement account when you're under the age of whatever - why does hedging it matter at all if I'm not going to touch it? I get why you'd want to do that if you are... 50, 55 years old and you don't want to be caught trying to access that money in a dead market. But if there's this swing on the stock market side and the bonds are steady, what does it really matter if I'm still 20 years from touching them? But, whatever - my overall strategy is that I should just do what smart people say. it seems like a lot of people apply boglehead thinking with success, his most aggressive recommendation still includes 20% bonds so that's what I did just now with most of those IRAs. Although even typing that out I'm still a little itchy at 20% in bonds, I may rethink that.
  4. Honestly it’s wholesome compared to the other guy on the good Christian ticket.
  5. Ok, I'm sure this is the same ground that's been covered a ton in this thread but still - I recently ended my relationship with a former employer and rolled over a 401k with a couple hundo into my Fidelity account where I have everything else, and that wound up leading to a bunch of discussions. I've been self directed for the most part, I have a few single stocks (a little bit of google and amazon, a little bit of apple that turned into a lot over 15 years) and a couple grand in a mutual fund and a little bit of company stock from the employer before the most recent one but have mostly been in S&P type index funds. No bonds at all, really no international at all, I also went ahead and rolled over my even older 401k into IRAs, and so I have a ton of cash mixed in with the other stuff in about 75% roth and 25% traditional ira. I think I'm going to start going all in on traditional IRA at this point, but generally right now my question is if I should even be entertaining the "let us manage your IRAs for .9%" pitch from Fidelity or if I should just go three fund, and I guess do I really need bonds if I'm not planning on retiring for another 20 years? I know almost nothing about bonds, i've really just been hucking money into retirement without thinking about it too much for my whole career, and I guess at almost 40 now is the time to start thinking more strategically, but I don't want to sit around thinking for too long with all this cash out of the market. My inclination is to just do what I've been doing but maybe more closely aligned with an actual boglehead three fund approach, not fuck around with paying a fee, I guess I'm looking for validation that that is wise and I'm not failing to think about some aspect of things that i haven't thought about yet, and maybe some bond talk although I think there was some up thread that I'm going to go find.
  6. legend. Somehow this is an all time great album cover and certainly one I looked at as a 13 year old mangling hideaway on a Stratocaster.
  7. Just Elmo walking around credulously believing the stupidest people on internet and his most terrified work-visa-needingest employees. He’d be shocked when it doesn’t happen if the cognitive dissonance allowed him to remember that he is usually wrong.
  8. Dad win - I’m sitting down here with the 7 month old while the 3 year old gets a bath upstairs. I hear ”I wait I wait I wait I wait” ”I’m singing gazi” (fugazi)
  9. We missed the window to plant anything really and so I just scattered some seeds in the bed. Was super stoked when I saw that the tomatillo plant took hold, but am realizing now that it probably is not going to produce fruit. I guess, it needs to cross pollinate, and….. is this just one plant I guess? I suppose my question is if next year I need to make sure I get a second one in there?
  10. Still have it? Kay or Silvertone? Would be worth a bit, not a fortune but some money. Those have gotten cool over the past 20 years or so, Jack White was a big proponent of weird funky old department store guitars. And then you have boutique makers like Fano building guitars in that aesthetic. danelectro is indeed weird, I feel like they are the cockroach of the department store brands? I don’t know enough about their early history. new spark hardware, curious. https://www.positivegrid.com/products/spark-2?utm_source=spark-amp&utm_medium=mobileapp&utm_campaign=leadgen_spark2_2024june&utm_content=0722_Spark2_US&utm_term=push_notification
  11. i like joe and am sad also but in a more real am not sad because god fucking dammit the hubris of trying to start a 4 year presidential term at age whatever the fuck
  12. I’m not a brain genius, but again - drive traffic and capitalize on the downfall of Twitter by becoming the new source of short embedded content. I’ve never seen threads embedded anywhere. I’ve only visited threads in the past x months when I’ve seen threads in the middle of my Instagram feed. Get that content out of the app.
  13. Celery Man

    Guitar tuning

    3x0003x all day
  14. Yeah just came here for Pink Pony Club. Good Luck Babe has been sneaking into my playlists and I like it, but I just listened to Pink Pony Club like 7 times in a row. I’m going to have a dance party with my daughter tomorrow.
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