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UTGrad98

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Everything posted by UTGrad98

  1. https://www.wsj.com/articles/u-s-navy-detected-titan-sub-implosion-days-ago-6844cb12 Looks like our Intel knew as well
  2. The dad should have thought about this and killed himself for taking his kid.
  3. Just take a deep breath and swim up to the surface
  4. I hate to say this but it honestly depends on the person and their desires. I will say having a partner who works helps tremendously. I am responsible for my part of the total expenses. My wife is responsible for her part. It makes things a hell of a lot cheaper when calculating all of this. In terms of moving to more conservative strategies, if you were to put the bulk of your money in a 30 year note at 3.9%, could you live off the interest it makes while doing the things you want? Id start there. If not, what is the % return you need to stop working and live off the interest with what you currently have saved, properties etc? That % is what you want to shoot for and how conservative (or not) with your investments youll need to be. In terms of being partially done. Id advocate for everyone is go part time first if they can. My mind set right now is, I have enough, why do I need more than enough? My strategy is the next year or 2 will show if I can keep my standard of living while working 12-16 hours a week. If I can, Ill contemplate working even less or full retirement. I did read (and agree with) where those who are able to save say 50+% or so of their income already have a lower standard of living and are practicing for when they retire. Id also try that first. If you make 200k a year and only save 20k, then you have to account for that and either find a return that yields you 180k per year or reduce your expenses to equal a more conservative yield like 4-6%. As an example, for me, the percent return I need to never touch my principle of my retirement is ~3.5%. My investment strategies are based off that.
  5. I resigned. Got another job so i had to go through with it. 1 day on, 6 days off. I know the 6 days a week off is implied but I like typing it. I will stay on with my current employer until they find a replacement for me. That's fine. I also offered to stay on as needed. Maybe 1 shift every 2 weeks and to help train my replacement. They accepted. I made a compromise with myself. My new work week will allow me to continue to pay my portion of the bills while allowing our nest egg to grow compounding on itself. I can also still save and invest some of my income per month but obviously much much less. Feels like a win. And I can always go back to work full time if my math is wrong. Narrator: it's not. In other news my brother, best friend and I finished our video game demo and are currently working on the full game. It's a hack n slash. Bought Rosetta stone to learn Spanish. Am going to start some home depot classes so I can be a bit more handy around the house. Online coding classes, reading some books, working out/meditation, playing some saved up video games, and watching breaking bad are also on my to do list. All and all a good day.
  6. Take dead aim on Burger King. Get them in the crosshairs and take them down. Just remember, they can buy anything, but they cant buy backbone.
  7. Next ask what icecreams go best with all these sandwiches
  8. I dont know shit about fuck
  9. Played for the first time during their final beta test this past weekend. Didnt enjoy the necro as much as I thought I would but thoroughly enjoyed the sorcerer so that will be my first character. Chain lightning with fireball enchantment is pretty fucking awesome. Will be running a lightning build. My brother is going Druid.
  10. That chart did not do what I thought it would do back in 2011. Common sense says the VIX slowly moves up this week with a larger move on Friday if nothing is done. Then next week it really goes crazy. But looking at the chart above, the real movement in the VIX came after the deal was done and our credit rating took a hit, not before. What I want to know is which House members are shorting the market over the next 2 weeks. Do they have to disclose real time or like quarterly?
  11. I read it as son enlaw
  12. Id like to take a moment to pay our respects to the innocent bystanders who gave their lives today so that we may have our freedoms. They are not victims. They are heroes.
  13. Still having issues with ads popping up on my phone only. I deleted all cookies, browsing history and it did not work. I don't get the ads on the main page when I initially come to the site on my phone. Only when I go into the different subsections like 6th street journal, I pee in her butt.etc.
  14. If yall need the extra money just ask.
  15. Powells remarks from this next fed meeting are going to be huge.
  16. Is it that simple if the guy said he was coming back with a gun or with others? Because that shit happens too.
  17. This is a slippery slope and not like the other 2 horrible acts we have threads on currently. This isnt ringing a doorbell by mistake or pulling into a wrong driveway. The man robbed a gun store. What was said beforehand to the employee? What did the man have with him when he did it? The title of the article and the article itself was written with an agenda. Frankly that article sucked.
  18. I'm sorry. Don't rob a fucking store then.
  19. I have a place in the Hamptoms with not 1 but 2 solariums.
  20. Got right up to the edge of quitting. For the last week I had made up my mind I was done. Even set a quit date. This Tuesday. Used up all my pto. Then I did our taxes today and realized my wife doesn't make shit and stepped back. I think this is going to end up like quitting smoking or drinking where it takes a few tries. Now I'm back to early next year as my date. Wife was relieved when I told her. She was getting nervous she'd have to start spending her own money on things.
  21. Burger King charged me 50 cents for a cup of water the other day. For that small ass flimsy see through plastic cup. This will all come crashing down soon. It is not sustainable.
  22. With my risk tolerance, yes it does.
  23. Anyone care to give the pros and cons of JEPI. I currently have about 5% of my investment portfolio in this and have had it for a few months. Its a covered call ETF and set to be the top actively managed ETF due to the influx of people jumping on this. My rough understanding is this etf invests primarily in top 100 companies across all sectors. " Every stock in the fund is capped at 2%, while sectors are capped at 17.5%." Correct me if Im wrong but this would be a good play for a downward market, a side ways market, and a slow moving upward market. The only downside is gains are capped if the stocks rise too quickly. It pays a monthly dividend and the yield is about 11% due to option premiums and individual stock dividends. That is my rudimentary understanding of it. The reason I ask is I am wanting to significantly increase my exposure as high as 25% or even more but want to do some more due diligence first. Here is one of the articles that I quoted above. Someone convince me this is the wrong play and there is a serious risk to this type of investment. https://finance.yahoo.com/news/jp-morgan-jepi-soars-set-223000668.html
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