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Trey3216 last won the day on May 4 2020

Trey3216 had the most liked content!


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  1. We already discussed the rectification of the Vuldronaii
  2. Pretty hard to declare anything in math is correct without backing it up, with well, say...........math
  3. I'm a Free Mason. Guess I'm guilty. See ya later surly friends!! I've been caught.
  4. Looks like Vlad Putin's folks finally decided to actually start posting.
  5. I apologize, truly, for the missing context. Wasn't trying to mislead anyone. Sorry I didn't clearly define the guardrails. The vast majority of my business is in portfolio management, life insurance is a tool that CAN be integrated into a full strategy for SOME people. It is not for everyone, correct. Which is why I listed it as 1 of several mechanisms. Nowhere was I saying that was the best or only way to go. Anyway, cheers. I'm not on here having a meeting with anyone, which is a completely different thing than merely offering some concepts that have shown to work for a lot of people in my book of business. Have a good day.
  6. I have a real feeling that Trevor Bauer is gonna be on the staff by opening day.
  7. Pittsburg is a pretty damn small town not far from Paris. Pittsburgh has a lot of nice suburbs.
  8. 1) You'll always have it. You could calculatingly spend your assets down because when you die, your family will replenish assets with LI cash. 2) It doesn't factor into assets for children applying to college on FAFSA. 3) You can utilize the cash (via loan) to yourself at anytime with no application. Pretty convenient during high interest rate environs. You could take a car loan right now for 4.8-5% from yourself rather than 8+ from the bank right now. (Had a business client loan his business $250k for equipment purchases from his life policy a few months back at 5%...bank wanted 9%...saved himself tens of thousands of dollars) 4) in the event you were to have some sort of life threatening chronic or terminal illness (cancer, dementia, etc) you can access the death benefit while you're still alive to pay for medical care rather than have to use assets 5) It can't be taken in a lawsuit. OJ has a shit ton of money because much of his estate was in life insurance. ...In reality, once you are retirement age it more or less becomes asset insurance. You protect your assets, your nest egg, via the benefits of the policy. The cash value of the policy is yours to use freely, when there's cash available. It's not for everyone, but it can BE A PIECE OF A WELL ROUNDED STRATEGY. It is not the only strategy, nor is being completely dependant upon the market and hoping for permanently good health and timing your exit from the workforce just right.
  9. And that's fine. There's more than 1 way to skin a cat, and one of the ways I explained has worked for a lot of people for a very long time. To each their own. No sweat off my back.
  10. I mentioned Life insurance as one of several options for non-market cash reserves and he didn't take kindly to it. You pretty much hit my argument on the head, but to each their own.
  11. Little white boards with dry erase markers.... -I will not flop on the field -I will not flop on the field -I will not flop on the field ... Man who writes it the most times in 10 minutes takes 1 minute off his next Cyn-Bin blue.
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