
Chult86
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Everything posted by Chult86
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I work in property management, and we’re based in SWFL. We had many homes in our portfolio on sanibel. Have nothing but aerial shots to go on for now. I’ve been to our office on the island numerous times, this is all surreal. Staff that have had their homes destroyed, we have lodged in some of our other rentals. One staff members last message to her mother was that she and the kids were getting into the attic because the water was so high. She’s ok now. We are also undergoing the painstaking task of checking every home for power and running water, as well as damage, so we know which are habitable to relocate families to. Then there are homes of ours we can’t even get to because of flooding and debris blocking roadways. My staff is running on fumes but we are essentially a microcosm of the humanitarian crisis down here, and families are depending on us. I told my wife last night that yesterday was the hardest day in my professional life, and today wasn’t much easier.
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Buying a New Vehicle in this environment
Chult86 replied to Royalfan5's topic in Business and Markets
Update after owning my Kia EV6 for a little over a week... Was my first EV, and I will never go back. This is the nicest, most comfortable drive I've ever had and it's not even close. Commuted 200 miles to a work conference, no issues on a single charge. Hotel had a charging station at the valet so when I left I was back at 100% and made the trip home comfortably. Plugged into the garage and by the following morning was back to 100%. It's hard to describe just how different the driving experience is in an EV over an ICE. -
Buying a New Vehicle in this environment
Chult86 replied to Royalfan5's topic in Business and Markets
Even with a higher car payment than my VW Tiguan, I get gas once a week on average, and down in FL it's $65-$70 each time at the pump. That, coupled with the $7,500 tax credit made upgrading to an EV actually cheaper in the long run, especially when you factor in maintenance on an ICE vs an EV. Did not go with the HUD/AR package. Though, had it been what was available, probably couldn't have said no. Going to be a LOOOOOOONG day at the office waiting for this to arrive -
Buying a New Vehicle in this environment
Chult86 replied to Royalfan5's topic in Business and Markets
Had been hesitating and going back and forth on the Hyundai Ioniq 5 and the Kia EV6 (Same car for the most part). Finally got lucky with a dealer about an hour away from the house that had a Kia EV6 on the lot (I'd been calling every Saturday for the last month every Hyundai/Kia dealer within an hour of home, about 13 dealerships total), trim model I wanted as well. Told them I was on my way and showed up just over an hour later, only to walk in and have the sales manager tell me another couple had come in before I arrived and was already signing the paperwork on the car I'd called about and paid $15,000 over MSRP. I gave them the "This is ridiculous, I told you I was on my way and to call me if someone else came in, yet here I am and here we are" lines, and they apologized profusely and said they were supposed to get a truck with one on it the following day. As I'm venting to them, another couple walks in to try and buy the same car the other couple is already signing for. I'd never seen anything like this, but was not about to get into any kind of bidding war. I leave the dealership and 15 minutes down the road they call me to tell me that the truck arrived a day early and I can come back and look at the one that just rolled off the truck. It had plastic wrap everywhere, it was fresh off the truck in every way. Ended up paying only $2,500 over MSRP, which honestly felt like a win. There isn't a dealership in SWFL that's selling new cars at MSRP right now, electric or not. Car is going through final pre-arrival inspection at the dealership this morning and then they're delivering to my office later this afternoon. I will say... this car is FUN to drive. Perfect credit got us a 3.25% rate as well, for anyone curious what kind of rates are available out there. -
Buying a New Vehicle in this environment
Chult86 replied to Royalfan5's topic in Business and Markets
Trying to purchase an Ioniq 5, and can't find inventory anywhere, and then when I do find one, it's got a market appreciation cost built in for an additional $2,000 and then a mandatory "Dealer Protection" package for another $2,500 on top of that. I can't find a dealer to sell me one at MSRP. It's insane. Five years ago you walk into a dealership offering to pay MSRP and you'd get swarmed by salesmen from the next dealership over trying to get a chance at the guaranteed sale. -
Sigh... In-laws are staunch FOX/OAN watchers, older, white, evangelical... I mean they fit the COVID-denier stereotype to the T. Neither are vaccinated. Sunday my MIL was admitted to the hospital. No appetite, severe sore throat and cough. Tests positive for COVID. My FIL decides to take Hydroxychloroquine and literally one minute after taking it, his legs seize up and has trouble talking. Wife's sister who is with him thinks he has a stroke and calls paramedics. Ends up being admitted to same hospital as MIL. When asked about what happened, he admitted to the HCL dosage but adamantly denied that could have had anything to do with it at all. This is a very bright man, who's had a very successful career working with state and local governments as an engineer. My wife is understandably freaking out, worried about losing both parents (they were discharged yesterday, and told to keep an eye on their O2 readings), and I'm more furious than concerned. They had every chance in the world to get the vaccine, but refused. They also got Ivermectin from a friend, but didn't bring it with them on this current trip. I've seen it mentioned before, but there's no debating with these people anymore. They will self-rationalize anything they need to in order to avoid admitting they were wrong. The fact that my FIL had a stroke right after taking the damn drug, and then being convinced that the stroke was a complete coincidence with the timing of the drug... I WANT TO SCREAM.
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Our team gives birth to alcoholics.
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Living in FL right now is getting a little ridiculous. Two weeks ago, daycare was forced to close for a week due to a teacher testing positive. Thankfully, we had a family friend who offered to help out for the entire week. She was a huge help. She ends up testing positive on Friday when she started not feeling well… My brother has had it. My grandparents both had it. My mother had it. We’ve had multiple positives at work. My boss’ daughter just tested positive. All this in the three weeks. Is this what NY felt like last year? Because this is how I thought it would feel when shit hit the fan back then. This sucks, and is exhausting. My wife and I were talking yesterday about the fact that somehow, someway, we are still dealing with all of this nearly a year and a half after it began. We have both become much less enamored with where we reside and just how stupid people really are.
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People are bad at NLHE, they're worse at PLO8. I've made more, much much more in significantly fewer sessions, from limited cash games where I could find a decent PLO8 spread than I have from NLHE. Hmm, maybe I'm just bad at NLHE. But seriously, everything TXSooner said is true. People are bad, really really bad at Omaha in general, and worse at Hi-Lo.
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Had a nice run on XMET, bought Weds at $.6 and sold off this morning at $1.65. Also, Fidelity may have the worst, absolute worst GUI I've ever seen from a company their size. They should be embarrassed. Thanks for the tip boys!
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If I had the spare capital to have enough cash balance to be able to day trade without restrictions, I have a pretty good feeling you could retire in a month just swapping cheap options on high volatility WSB stocks. That subreddit can drive a stock up 25% in a day on... basically zero news. It's insane, and I wonder how long the MM will put up with it, unless they've also found a way to just make a killing off the crazy swings. TLDR - Tried options trading without being able to day trade and never having learned what options were beforehand. Tread carefully those of you new to this. Upside potential is massive, but watching an option fall short of your breakeven, or even worse, short of the strike price, is an absolute beating.
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Cryptocurrencies (Bitcoin, Ethereum, Litecoin, etc.)
Chult86 replied to surlybevo's topic in Business and Markets
Yesterday, as I was watching the complete fuckery by the big firms blocking purchases of securities, I thought to myself... "Hmm, self, you know every time there's something weird with the market, crypto does well. Isn't there a favorite meme coin on reddit? Doge-something?" Got in @ $0.02 Go baby go. There couldn't be a more meme-like investment than Dogecoin I don't think. -
See you boys on the moon I hope
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I uh... I agree with GRHorn on something. My god.
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Looks like the moderators of WSB couldn't ban people fast enough, a mod posted asking for reddit to increase their ban limits, then it went private shortly thereafter. https://www.reddit.com/r/Wallstreetbetsnew/ If/When WSB reopens, look out... who knows how high these things can go before they eventually crash. Bubbles always pop, but man... it'd be really nice if this was my time to catch the ride.
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How long for a campaign email asking for donations because the big bad democrats are asking for way more money than four years ago when they lost? Guarantee there won't be a mention of the costs being increased due to COVID. FML I should've just written copy for the Trump campaign the last four years and made enough to retire.
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Expect the bombshell in two weeks
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As someone that works in the industry, I get to play maybe once a month these days if I'm lucky. Got a chance to play last Monday with some members at the club I work at. Not a bad start... (inc /humblebrag) Par Birdie Birdie Birdie Bogey (3putt from 12ft, I hate this game) Par Birdie Par Birdie Par Birdie Then closed with 3 bogeys in the last six holes including a final 3 putt on the last to shoot 70. It's been about... five years since I was -5 during a round. Can't wait to have that adrenaline rush again sometime around the next election cycle...
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For sanity's sake... can we lock this thread and continue under the main DT thread?
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I guess Elon will be on twatter accusing ETSY of diddling little kids here in a few days. https://money.usnews.com/investing/news/articles/2020-09-04/tesla-not-added-to-s-p-500-in-latest-index-changes You're welcome.
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Well I finally decided to get into TSLA. Shorters can thank me soon.
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You can take your logic and leave sir! Although I think there is some real merit to doing a temporary UBI, and seeing how it affects us as we go through the recession. It may teach us that in future recessions, keeping the citizens afloat, especially the more financially vulnerable, may lead to shorter recession periods. Or we could be fucked. Magic 8Ball says "Try Again Later"
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Will it? We seem to have a fairly linear trend line for testing since about 03.31. If you want to see something really awful in retrospect, look at the amount of daily tests we had during the during the third week of March when the shit began to really hit the fan. Yes, we slowly ramped up testing, but in the last 2.5 weeks we've basically said "this is a fine number of daily tests, no need to get crazy and start testing more people." Until we have a way to reliably and quickly test individuals, there's just no way to go back to normal. People in Wuhan aren't going out to eat even though they've been "re-opened", and I highly doubt that any conference outside of the SEC would be able to fill the stands of any CFB stadium. Source Data Anyone that thinks "well if the worst case scenario is only 1-2% mortality then that's ok we should reopen everything" obviously hasn't had this crises hit close to home for them. My wife and I are both extremely fortunate that we have both remained employed (even promoted!) during this, and along with our son, have been healthy. You know what? This is STILL HARD. There's no daycare, there's no schools. Work is stressful as hell, laying people off that have kids is one of the hardest things I've ever had to do. My wife works from home three days a week while watching our son (6mo) and when I get home I take him for the rest of the evening as much as I can since she's been with him all day trying to work. And again, we are fortunate compared to most. However, we are not sitting there thinking that "Gosh, if people would just be ok with some people dying that would have died someday anyways." But maybe this is where GRHorn and I (and many others on this site) see things differently. I'm understanding of the need to make personal sacrifices right now, because even if it's not my Grandparents/Parents getting sick, the people that are getting sick are someone's Parents/Siblings/Friends/Spouses/etc/etc/etc. The 37,000!!! people that we have lost in this country were all important to someone. Just because they are a number in a column on a spreadsheet to some people doesn't make their pain and suffering any less tragic. My hope is that as a country, and as a people of the world, we learn from this and forge ahead with new plans and ideas to ensure that something like this doesn't happen again. With all the modern medical marvels at our disposal, and for as much money as we collectively waste, there is no reason that any first-world country should have a COVID-19 graph that looks any different from South Korea's. It would be nice to live somewhere where logic, science and reason are the driving forces behind political decisions, not religion. While the strip below isn't entirely about the matter at hand, it always made me laugh.
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