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ZB'Tejas

Certifiably Surly
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Everything posted by ZB'Tejas

  1. I thought you just had to carry full coverage on financed cars? Has that changed? But I guess the benefit of comprehensive would be that in case of a total loss you would be covered for the portion your are upside down?
  2. Good for you. I really like it long term as well but didn't buy when we were talking about it last week. Instead set a few buys lower that never hit. I'll keep watching for somewhere in the 60's to pick some up.
  3. I was considering moving some of my 401K funds into less risky investments after this decent rebound. Now I'm not so sure I want to mess with it at all. Btw, when someone here said we would have been happy buying BYND in the 60s long term. Well fast forward a week at that's a quick 25% return!
  4. Longer financing (especially at 0%) sounds pretty attractive right now because paying cash would mean that you are either taking money from investments that have just taking a huge hit or paying with cash savings that could be reinvested into a market that "could" be an amazing buying opportunity over the next few months. Plus with the market uncertainty having additional liquidity on hand seems like a decent plan. Sure, being upside down is not perfect but if the intention is to keep that car for long after it's paid off then that only matters when you are forced to trade it in.
  5. Agreed. While I've been financing cars for my wife for years I've had no payment on a car I own for a long time. The 84months at 0% is intriguing as I think car prices will come down to the point that it makes sense. Plus car prices have come up considerably in the last 10-15 years. I think I would rather pay an extra grand or two on the price and have the extra cash flow. My bigger plan is actually refinancing the house to save enough per month that car payment is a wash. My car is 16 years old... it's time that I treat myself.
  6. I looked into my tax appraisal a bit more and the increase is from an ADU that’s now showing up this year. It’s a structure built years ago that actually houses all the pool equipment with a sun deck on top. So now this is showing up for 2020 and I’m on the hook for a significant amount more in taxes. Question to the group is have you seen a structure like this classified as an ADU on the tax rolls before? How did they decide to put this on their this year? Are they walking the neighborhoods and saw this and figured is what a garage apartment? If it’s a mistake I suppose ProTax will be able to have it taken off however that means I will owe them for the tax savings when it was a literal mistake not the good work of being down actual appraised rates. Sent from my iPhone using Tapatalk
  7. Well I retained ProTax despite their rate change so hopefully they can do the job. My improvements went up not quite 10% despite my immediate neighbors stayed unchanged from last year. Sent from my iPhone using Tapatalk
  8. Might get another shot at that price too as this keep going. Are these 3x leveraged? So you could hedge/offset losses by buying about 1/3 of what you are holding if we fall?
  9. Adding to the Chamberlain MyQ req's. I upgraded to it several year ago and it's great as you can now control from anywhere as well as check if the door is still open and get notifications each time the door is opened or closed.
  10. Tell me when to sell.. right now I'm enjoying it
  11. Franklin for lunch! Don’t worry... turkey is for the kids. Sent from my iPhone using Tapatalk
  12. Yep, if there is a lasting impact on school and work where more is done remote overall usage of this and similar platforms should go up. But hey, I'm also buying under valued Oil companies ($MTDR) so what do I know?!?
  13. I still like it at $100 or less. Many of the accounts being used are non being paid for and they are just indoctrinating all the school aged kids on preferred platform.
  14. Got to buy the dip! I bought $ZM when it hit 109 today. And still looking for new entries for $WORK and $TEAM
  15. Damn that sucks man. Sorry to hear. Thread title checks out. Sent from my iPhone using Tapatalk
  16. I was also thinking about a new truck or Tahoe. 84 months and now no payment for 6 months. Seems like that’s a good deal... better than waiting until next year to pay full price and worse financing. I may consider in a few weeks if we start to see the light at the end of this tunnel. Sent from my iPhone using Tapatalk
  17. My neighbors have done it twice and I’ve did an order yesterday for pickup first thing Tuesday. You can now do it 3 days ahead. I think the first couple pickup times are easy but by noon it gets pretty backed up. Sent from my iPhone using Tapatalk
  18. Strawberries already? I think mine haven’t really gotten a chance to but maybe not enough sun. I’ve got something eating the leaves on my bell peppers. I don’t think caterpillars so haven’t tried BT spray. Perhaps aphids... tomato plants starting to grow other than just getting beat by this rain. Sent from my iPhone using Tapatalk
  19. Always solid. I'm not as much of a fan of the Sunday brunch and think it's a bit overpriced but enjoy the HH pricing during the week.
  20. Brutal. My infant son got sick last week and I just can't figure out how since we have all been trapped inside the house for 3 weeks now.
  21. It's really more of a arid climate than a desert
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