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Wally Fairway

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Everything posted by Wally Fairway

  1. Great season - can't wait to see all the new clothes my brothers and friends start to wear. Timing is everything, and it all lined up and UM took full advantage of this year. You are right about having to get it this year - because next year includes UT, USC, @Washington (though they will fall hard), Oregon and @OSU). But I did want to point out that including Iowa in your year end gaunlet comment is very laughable (reference their last 2 games they lost by a combined 61-0, their entire season scoring an "impressive" 20 offensive TD's in 14 games, and yet they managed to have a 10 win season)
  2. All you young fuckers should read "The 100 year life", talks about how more than 1/2 of the people my kids age 22-31, are likely to live to 100. Excluded true 3rd world countries. But the book is about planning your life with that in mind; take care of your health, finances, social activity. And that ifi will look different than the traditional 3 phases of life - education, working, retirement.
  3. I don't really care who wins ----- ah fuck that, I hope that Michigan loses, they will play well, feel like they should have won, and rationalize some bad call, dropped ball, time keeper error, missed call, or other bullshit. Go Huskies (I plan on watching some of the 4th quarter, when all the important shit happens)
  4. now that would be a book for Surly
  5. I can give you 2 solid reasons that UUUU performs as it does: a) it is a Surly Stonk favorite ii) Wally Fairway actually owns shares in UUUU
  6. That sounds like a very solid plan; however I think if I did that we would end up in a famine, a war, another pandemic, and I'd end up like my good buddy Slim Pickens riding that bomb all the way into the ground
  7. I think that is something that Charlie was able to get Warren to see.
  8. Tax may be a big influence, but no RMD requirement is a big deal, and I know there used to be different rules for impact to beneficiary upon your ultimate demise
  9. I hope there was a Heidi category, or maybe final jeopardy answer
  10. If that is signed on the coin holder, then doesn't that need to be inside another case to keep someone from rubbing off the signature? Asking for some friends
  11. I have mixed feelings about Ramsey - overall his advice is very good for people who struggle to get out of debt (which I agree is the first step to wealth building), it is very simplistic but is solid advice to his audience. I think he misses the mark by telling people to not start retirement saving until they get to one of his higher steps; I think, generally, that you are an idiot to not get an employer match in to a 401k if it is offered). And he somewhat misses the mark with his debt snowball of paying off smallest balances vs. paying off higher interest rated debt - but there is real value it paying off a debt and moving on to the next one. Especially in a situation where the large, high interest rate debt may take years to pay off. His advice to get a 2nd or 3rd job, as hard as it is to hear, is likely the only way some people will be able to paydown debt. There are too many examples of how easy it is to get credit, especially credit cards. One last overall comment, we have friends that live in the Brentwood/Franklin area just outside Nashville, and they say that Dave's house is up on one of the hills in a gated private exclusive community which strikes me with a wierd vibe as someone making his money selling get out of debt advice to the poors. And recommending insurance companies, financial advisors,etc - all of which I'm certain he gets a good cut from.
  12. I figured why not a thread about people who tell you how to make money, invest in the market, or other general financial advisors. No coincidence that I am starting this thread with an article about Robert Kiyosaki - aka RIch Dad/Very Poor Dad. Dude is over a $1 billion in debt, and celebrating it.
  13. fify
  14. I can't wait for the to appear in a Grisham or Connelly novel
  15. The 2024 Tour kicks off in a couple of hours: First group on the tee - Morikawa, Xander & Tom Kim Last group to tee off - Jordan, Scotty & Viktor If I had to pick 2 tee times to bet on to find the winner, those would be the 2 Wally Fairway = #TeamPGATour
  16. looks like a fairly small complex - I hope this doesn't go to shit, escalates to the Fed's and they burn the place down. Pretty sure Koresh didn't want LEO on his property.
  17. I just did 2 minutes due diligence on the Sanders comment, and I believe he made it. And rereading it I realize what an asinine perspective this is, that money managers will ruin democracy; all while he serves as 1 of 3 senators who are declared as independent (though he caucus's with the Dems lest his platform be lessened), and 0 representatives are independent. Not to overtly CR this thread, but having only 2 strong political parties seems like it is tearing apart democracy in this company.
  18. Prime music went to hell about 6 months ago - they took play lists and basically made them into suggestions. You cannot play the music you want to listen to without some algo playing something that is in your "liking". I didn't cancel prime, but I did start useing Spotify (because my daughter - lol, no pics - pays for the family plan, so now she can monitor what I listen to ). And I could get the same service as in the past for something like $9.99/month or maybe it was more. So I just quit using it. And about Kindle - look into a free book app. I use both Libby and Hoopla; Hoopla limits you to 7 items a month. Libby is unlimited, but seems to be a slimmer selection. Both are free, but you have to link the app to the Library where you are a member (oh btw, most of those are free).
  19. That has been around for a while, my son showed it to me a couple of months ago - asking what I thought about it. And then I explained to him how mutual funds and EFT's worked, and that there are actually millions of owners, and the owners investments are managed by by the companies that Bernie mentioned (not even sure if this is real, since X and social media) I like SPY, because it is actively traded. So that is what I have in my account that I play in the options market; for long term investments I have VOO and some FXAIX, depending on where the funds are sitting.
  20. Have you been to a movie recently - the whole time before the show time is local commericals, then at the show time they start an entire new group of commercials that the distribution company sells; so how is that better than when the actual movie started when they said it would start. And in reality is that the streaming services that have been around for about 10 years, have adopted the TV experience. You still have to watch commercials on TV, cable, etc. If you don't want to watch commercials then buy a dvd. And it is about price - because you can (usually) pay to get the no-ads version. Step up to the Surly 1% and don't be poor.
  21. okay boomer, or X or Y or Z'er I'm an old man (not @Armybrat old but still old enough) This isn't any different then saying - I used to go watch the moving picture show for a nickel - I used to to the drive in picture show for $2 - I used to get gas for my car for $0.50/gal jump for ward to the late 90's - the internet is ruining everything,, now the 2000''s and Amazon will kill all local businesses Now - get off my lawn, and go yell at the clouds in your yard
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