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UTGrad98

Certifiably Surly
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Everything posted by UTGrad98

  1. What I want to know is how in the fuck has the Dallas area been hotter than Austin, San Antonio and Houston all fucking summer. Does latitude not mean shit anymore?
  2. Beautiful summer day in the Dallas area today. I'm thinking this could be it until early September
  3. Just a friendly reminder that 95 degrees at 100% humidity and 109 degrees at 50% humidity is considered unlivable for a human being. This being where they are no longer able to regulate their body temperature. Maybe we have a shot on Wednesday. The conditions that can lead to a wet-bulb temperature of 95 °F vary greatly. With no wind and sunny skies, an area with 50% humidity will hit an unlivable wet-bulb temperature at around 109 °F, while in mostly dry air, temperatures would have to top 130 °F to reach that limit. https://www.livescience.com/hottest-temperature-people-can-tolerate.html
  4. A significant amount of people dont like when the playing field starts to even out.
  5. We'll take the left half. China will take the right.
  6. Have you been to Catholic mass? We will see you back on page 1370.
  7. https://www.wsj.com/articles/u-s-navy-detected-titan-sub-implosion-days-ago-6844cb12 Looks like our Intel knew as well
  8. The dad should have thought about this and killed himself for taking his kid.
  9. Just take a deep breath and swim up to the surface
  10. I hate to say this but it honestly depends on the person and their desires. I will say having a partner who works helps tremendously. I am responsible for my part of the total expenses. My wife is responsible for her part. It makes things a hell of a lot cheaper when calculating all of this. In terms of moving to more conservative strategies, if you were to put the bulk of your money in a 30 year note at 3.9%, could you live off the interest it makes while doing the things you want? Id start there. If not, what is the % return you need to stop working and live off the interest with what you currently have saved, properties etc? That % is what you want to shoot for and how conservative (or not) with your investments youll need to be. In terms of being partially done. Id advocate for everyone is go part time first if they can. My mind set right now is, I have enough, why do I need more than enough? My strategy is the next year or 2 will show if I can keep my standard of living while working 12-16 hours a week. If I can, Ill contemplate working even less or full retirement. I did read (and agree with) where those who are able to save say 50+% or so of their income already have a lower standard of living and are practicing for when they retire. Id also try that first. If you make 200k a year and only save 20k, then you have to account for that and either find a return that yields you 180k per year or reduce your expenses to equal a more conservative yield like 4-6%. As an example, for me, the percent return I need to never touch my principle of my retirement is ~3.5%. My investment strategies are based off that.
  11. I resigned. Got another job so i had to go through with it. 1 day on, 6 days off. I know the 6 days a week off is implied but I like typing it. I will stay on with my current employer until they find a replacement for me. That's fine. I also offered to stay on as needed. Maybe 1 shift every 2 weeks and to help train my replacement. They accepted. I made a compromise with myself. My new work week will allow me to continue to pay my portion of the bills while allowing our nest egg to grow compounding on itself. I can also still save and invest some of my income per month but obviously much much less. Feels like a win. And I can always go back to work full time if my math is wrong. Narrator: it's not. In other news my brother, best friend and I finished our video game demo and are currently working on the full game. It's a hack n slash. Bought Rosetta stone to learn Spanish. Am going to start some home depot classes so I can be a bit more handy around the house. Online coding classes, reading some books, working out/meditation, playing some saved up video games, and watching breaking bad are also on my to do list. All and all a good day.
  12. Take dead aim on Burger King. Get them in the crosshairs and take them down. Just remember, they can buy anything, but they cant buy backbone.
  13. Next ask what icecreams go best with all these sandwiches
  14. Played for the first time during their final beta test this past weekend. Didnt enjoy the necro as much as I thought I would but thoroughly enjoyed the sorcerer so that will be my first character. Chain lightning with fireball enchantment is pretty fucking awesome. Will be running a lightning build. My brother is going Druid.
  15. That chart did not do what I thought it would do back in 2011. Common sense says the VIX slowly moves up this week with a larger move on Friday if nothing is done. Then next week it really goes crazy. But looking at the chart above, the real movement in the VIX came after the deal was done and our credit rating took a hit, not before. What I want to know is which House members are shorting the market over the next 2 weeks. Do they have to disclose real time or like quarterly?
  16. I read it as son enlaw
  17. Id like to take a moment to pay our respects to the innocent bystanders who gave their lives today so that we may have our freedoms. They are not victims. They are heroes.
  18. Still having issues with ads popping up on my phone only. I deleted all cookies, browsing history and it did not work. I don't get the ads on the main page when I initially come to the site on my phone. Only when I go into the different subsections like 6th street journal, I pee in her butt.etc.
  19. If yall need the extra money just ask.
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