This- @Bevo, you got dealt a bad hand because the lender should have provided more warning, but sometimes it’s just not clear to the borrower why stuff is needed and why they come as a late request (I.e., maybe your credit eligibility is a little complicated. The fact they’ve needed you to furnish information on your business from 20 years ago AND have an issue with the collateral makes me think this is a loan with some hair on it. Sometimes late documentation requests are because the underwriter is unhappy with what you and the LO have provided so far and it just takes time to grind away at it.
Most of all, the lender dropped the ball from a communication standpoint-you should have a better understanding of why they’ve asked for what they’ve asked for (I.e., I’ve had a borrower tell me a hundred times “I sent you that already,” and I have to clarify that “no, what you sent didn’t have what I need on it or it is too old now or it this is truly something new.” Your description of things has enough red flags that it’s possible you’re partially the asshole here.
In that vein, and this should get repeated on the main thread, you should never, ever, ever, schedule movers the day (or first business day) after closing. The whole loan process requires a lot coming together at one time and there’s just no reason to put that extra stress on yourself.