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Neonmoon

Burnt Ends
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Everything posted by Neonmoon

  1. I agree with this. The structure for higher education is outdated. There is way too much unneeded shit for most degrees. You do not need a language credit for a biology degree. You don’t need a Texas History credit either. Higher education costs too much anyway, it doesn’t need to be weighted down with extra bullshit. And attendance requirements are mostly unnecessary. I had an upper level English teacher try and fail me due to attendance requirements. I had an A and was one of 3 people that ever participated in class discussion. I missed 5 classes and the professor wanted to fail me. But as long as you shows up and slept, that was okay. Idiocy.
  2. I definitely took classes in college where I skipped all the classes and just showed up for quizzes/exams. Was that wrong? Should I not have done that?
  3. My dogs are put away anytime we answer the door. We don’t order delivery food. We also don’t carry guns because we’re not huge pussies.
  4. If a delivery driver shot my dog, the news would be “man charged with beating delivery driver to death”
  5. Here is a more recent metric. Down -14.5% from peak. I trust Freddie Mac data more than some fucking Aggy the above graph is most down metros. Below is the most up metros
  6. This person is really dumb. I want to know who employs them so I can short the stock. In no way is this evidence of the market cracking. This is further evidence that successful people (aka people that make lots of money) can be really fucking stupid. The majority of lenders sells loans to investors after closing them so they have more money to lend to other people. It’s not because the loan is risky, that’s stupid. In fact, it’s a sign the loan is not risky since they can easily sell it.
  7. You're fine. Anytime the MBS market goes down, I'm going to cry and moan like a little bitch. (It already reversed and is back up 11 on the day) Rates are going to say in high 6s/low 7s until the Fed makes a cut.
  8. Borrowing money more expensive. (Interest rates above 7%. Mortgage applications have/will take a dive) People no want to borrower expensive money No buyers. Home prices could trickle down more.
  9. I bet some people on this board grew up driving on a road or educated in a school named after a traitor (Robert E. Lee)
  10. I was out of pocket today. Was there a particular reason the MBS market shit its pants? Or just reacting to PCE and spending data from Friday?
  11. That Missouri law seems a little sus Perjorative terms for handicap and transgender individuals is political speech?
  12. They're all the same. Control = Power
  13. Why does anyone still wear a necktie?
  14. PCE & Core PCE as expected. Personal Spending up a little.
  15. Nothing to do with vetting. Corporate layers means slow decisions The same exact scenario happened to a referral of mine. He kept texting me asking why it was taking so long. I worked at the company so I would go talk to the team, the manager, etc and everyone kept saying oh yeah, they’re getting hired, it’s been sent to XYZ for approval. It took 4 months from interview to hire letter IIRC
  16. I watch a lot of dateline, and one episode the state police got a cell data dump of all activity within certain location and time frame. They investigated a few of the irregular cell numbers or activity for that area and found the killers. They should do that here.
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