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LCHorn

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Everything posted by LCHorn

  1. Back when we had a servicing portfolio we’d allow it upon request on a conventional loan as long as you had 20% equity based on sales price or appraised value at the time of loan creation (I.e., you couldn’t use appreciation to get to 20% equity). Also, your escrow account is paying you interest, even if it’s not a lot of it.
  2. Okay, just re-watched. I don’t know enough about film-making techniques to know why this is, but there’s something about the way this and Ahsoka were shot that puts the artifice so front and center that it makes it look amateurish.
  3. previous trailer is superior.
  4. Haha, I had someone apply at 5 pm yesterday and I was desperately tempted to try to rush in a lock in but held off (I figured we gained 30 bps yesterday, surely we wouldn't lose it today).
  5. Bregman looks like a terrible way to spend Crane’s money until you look at the expected 3b FA list for ‘25.
  6. If he’s lurking @Crayon1973
  7. I actually have all of his T-shirts. And the bunny slippers.
  8. It holds up and Ebert’s review is one of my favorites of his. There’s a humanism to Ebert’s reviews that is lacking in many of his contemporaries and who get distracted by film making techniques or the rhetoric around the production.
  9. Haha at the guy getting tased at 2:38.
  10. Hey dude, kudos for all that. I could have described it but never so concisely. It almost makes up for you being a Rangers fan.
  11. This is a good point-my main concern is that the Astros are losing chips, period, but they still have money and need to deploy it creatively.
  12. To be fair, that’s mostly who is available on the FA market. His refusal to take on long-term FA deals is also why we’re not paying Springer for his declining performance and Correa’s absences (personally I probably still would have retained Correa for the mix of performance and leadership). I think it’s clear we’re shedding talent faster than it can be replaced and that’s going to accelerate over the next two years. It’s partly why I’m sure he hired Brown-you’ve got to have prospects you can consolidate into lower cost established players like Cole or Verlander. You just can’t rely on your draft skills to produce them. By the time they are FA’s you’re mostly paying for the back part of their career and there’s not much surplus value. Tucker is a little different; I’m sure there’s some caution just because the team might need to be down for a few years to rebuild the farm and young player depth. Why pay Tucker market for six wins if you’re better off losing?
  13. I don’t personally find her all that attractive but I think she’s got more charisma than any other actress under 30. I kind of feel the same way about Chalamet, too.
  14. LCHorn

    BBQ

    Haha, even smarty pants tech investors lose money investing in BBQ operators.
  15. The fact it’s 50-50 is immaterial. The listing agent offered to list it for a reduced rate. It’s customary (but changing) for a buyer’s agent to expect to be paid 3% and obviously they have to be flexible about that, at times. There’s also this presumption (in the recounting) that the buyer was unaware of all of this and lost out on a house because of it. Obviously that might be true, but it also might be true that the buyer was on board with countering that the seller’s agent should give up that extra .5% of their commission. Usually buyers are pretty loyal to the agent hauling them around every weekend and agents are usually pretty good about creating relationships, which is why they are in this business in the first place.
  16. Yeah, that sounds to me like a listing agent who took the listing at a cheap rate and wants the buyer’s agent to make up the difference. Most buyers agents would be happy to do a deal for 2% commission, but being forced to do so with no negotiation I’m sure results in push back. There’s a reason why the otherwise reprehensible big builders go to great pains to advertise their homes with 3% to the buyer’s agent. You don’t want to do anything that discourages a buyer’s agent from bringing the buyer in. Also, you essentially had five offers, four at $2750 below list (because the way to easily negotiate this is have the buyer pay more and the seller rebate it back to the buyer’s agent) and one at list and you took the one at list rather than try to get more money? If I’m an agent and I’ve got five offers, all within 2% of list I’m going to give everyone a chance to increase their offer.
  17. Something about the math on that story doesn’t make sense. Usually a listing agent putting it on MLS at a reduced commission isn’t expecting that to come out of the buyer’s agents pocket. This sounds like a greedy listing agent to me and not something that only just started to happen because of the NAR settlement.
  18. I like that you continue to use his internet handle as his name in real life. If I ever meet @closetojumping I’m going to repeat his handle frequently and over enunciate each time while winking at him.
  19. Yes, but why does HE care so much about that? This is why lazy story tellers always resort to tragic backstories in order to show a character arc. For example, “King Philip’s men burned down my village and and my wife and children were among the casualties. I will not rest until every buggering Catholic meets their end.” I think they needed to re-emphasize that hate near the end to make the abandonment of it feel like character growth. I’m picking nits, though-it’s all there in the first couple of episodes.
  20. Zero regrets letting him go, regardless of the shitty start to the season.
  21. I think that’s the historical telling of it, but the show’s arc of Blackthorne depends on there being more to it than discovery or commerce. He describes the Catholics as his enemy to Toranaga. Why? The show needs to connect those dots better if it wants the rejection of that to land.
  22. I think you are overstating Ishido’s power and understating Mariko’s. Ishido is one of the five regents and essentially mayor of Kyoto, but he’s not able to force project much beyond it and has a fief smaller than the other four regents (also, remember these aren’t the only daimyos, just the five the taiko selected). He can’t really do much without working through the other, wealthier regents and that’s why he has to isolate them in order to exert control. He’s also dependent on Lady Ochiba, who controls the samurai pledged directly to the taiko’s heir. Mariko is more like Lynda Bird Johnson Robb and if she was best friends with Caroline Kennedy as a kid. She’s got her own money, married into a distinguished family, and her father retains respect in some quarters. She’s also super savvy at playing the game within their carefully constructed social behaviors.
  23. My affection for JP France is right there around @Wulaw Horn's for Phil Maton. Hopefully he stays down there.
  24. I’ve read a couple of interviews with Kondo and Marks deconstructing the finale and I think this is an area where they didn’t quite calibrate the storytelling effectively, at least for me. I don’t really FEEL Blackthorne‘s transition and I think it’s because there was too little made of it in the intermediate episodes. We get the “becoming Japanese” part fine, but what was the mission again? I’m doing a rewatch now that my wife wants to watch it and they definitely hit that beat in the first couple of episodes but maybe it’s a little too subtle.
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