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Dbeasy

Certifiably Surly
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Everything posted by Dbeasy

  1. Nailed it!
  2. What in the holy fuck is going on with the announcing.
  3. A good friend’s son went to Marquette and he thought they were getting a great coach. He was so fired up. Bawawaaaaaa.
  4. The jets appeared to be in a whole different class than the Stars. Maybe when Miko and Hinz get back they can hang with them.
  5. Between the vacations and the three hour shifts that include repeats from the previous day, I think I finally might cut loose from the Ticket. Hell, even the 5-5:30 am time slot, which used to have Top 10, now has bs Fox sports. I’m done.
  6. Anyone still thinking the government has any information whatsoever about aliens just needs to give up. There is clearly nothing we aren’t being told. How do I know this? Because our President has the mental fortitude of an 11 year old girl and would have blabbed all about the aliens by now. Shut down this thread.
  7. So Sean Miller’s name has popped up again. This is not the name I heard and would not excite me at all.
  8. Ha. Just saw that Texas beat A&M. Bawaaaawaaa
  9. Just saw this thread. We have Ring cameras around the house, and it's an endless supply of wildlife entertainment. We live in a normal neighborhood in Leander and we've captured on camera: foxes (right now 2 every night), ringtail cats, cats galore, porcupine, coyotes, rats, armadillos, racoons, squirrels, hawks, owls (big fuckers), possums, some unidentifable creature that seems like a mix between a possum and an armadillo, wild boar, skunks, spiders, and snakes. I grew up hating cats, but watching these little terminators at night has turned me into their biggest fan. They are awesome.
  10. Saw a poll this morning asking Americans about Trump, Canada, and Mexico. There was actually a positive view of how the U.S. is handling Canada. Jesus, I can’t believe how stupid Americans are.
  11. Indiana corn and tomatoes are great. That’s all I got. My family is from there.
  12. This is off the top of my head, but the new compensation rule changes, combined with the entrance into the market by competitors like opendoor, now means that the financing of a house sale or purchase has become much more intertwined into the sale process. So Rocket must believe the future is a package of offerings where the agent functions and financing is more optimized and integrated, like OpenDoor and others like them.
  13. The name I heard two months ago, from a very circuitous route, which we would all be quite happy with, fits Gerry’s criteria. Now I’m getting interested.
  14. Only two on ignore. One is in the midst of a drug fueled mental breakdown and is vomiting all over threads like a machine gun. The other used to post a bunch of pics in series that were rarely if ever funny, which became tiresome. I deal with the rest of this tribe’s idiotic assertions, including my own.
  15. Damn Edmonton is fast. I hate watching them.
  16. Charges dropped you jump to conclusions little bitches.
  17. Jeez the speed at which some people on Surly pronounce the guy guilty and bang the gavel is disturbing. I hope every one of you gets violated by a Williamson County deputy.
  18. I know Immamac doesn't want to hear this, but I've noticed when you go back and look at old threads a ton of content is now gone, even more than in the past. I assume this is because of the changes Immamac made with Twitter and other embedded content? If so, it really sucks. If that's not the reason, then what is? Going back and looking at old content was huge, whether it was for travel tips, a laugh, or something else, it really stinks that this valuable information is gone. And now not being able to copy and share a funny Tweet with friends that was brought to our attention by a posting on the site also sucks.
  19. Here is a simple comparison of a 100% US Total Stock Market Portfolio Performance over 30 years with a 4.5% withdrawal rate. Note that the future expected returns on stocks for the next 10 years is well below this monte carlo simulation. Performance could be way worse. Nevertheless, the portfolio fails 16% of the time. Now, here is a 60% stock/ 40% Total Bond Market Porfolio with the same other parameters. You lose on the upside potential, but your chances of total failure drop by 9%. A 50% Trump Coin and 50% Doge Coin will produce a 100% certainty of success because we live in Idiocracy.
  20. Can you turn your focus to Trump and do something about that? Thanks.
  21. Well there's no value in you and me arguing about it. Your better bet is to go argue with the entire world's financial industry analyses. It's math.
  22. When people ask me how much money is enough that they don't have to worry about retirement money, I always tell them that if their spending needs in retirement are below the level of interest and dividends kicked out of the portfolio every year, then you really don't have to worry too much about retirement money. When you have to rely on a certain return from the portfolio, above interest and divideds, then you tend to worry about your portfolio performance. In living off dividends and interest, in a downturn, dividends may get cut but they don't usually get cut that bad and they recover over time. So the worry there is pretty muted. Of course, what I don't tell them is that as soon as they get comfortable living on dividends and interest, a lot of people want to ramp up their spending
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