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Gatorubet

Certifiably Surly
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Everything posted by Gatorubet

  1. Gabrielle is a Bermuda/fish storm
  2. My monthly healthcare cost is around $700. True, my IRMAA increases that some, but I have no idea how people on a fixed income can deal with that. Now a whole lot of people will be losing their healthcare benefits along with their employment. And then there is the big shitty bill taking 10 million people off of Medicaid. They will kick in after the midterm elections. What a coincidence. The recession should be full on by November 2026, and 2027 should be an actual shit show for the country with lots of hungry and homeless people. The good news is that according to Fox News we can just kill the homeless and problem solved.
  3. if they can get up to 200+ flamingos, a month, that will overwhelm they’re already sketchy air defenses or rather quickly. Of course, the X factor is as this gets closer a desperate Soviet Union will try to destroy all electrical generation facilities - and maybe water purification/sewerage systems. Essentially Russia will go even more scorched earth on their attempt to create more civilian destruction to slow Ukraine down. And obviously, they will focus on flamingo and drone production sites. This is where being able to produce Ukraine munitions in NATO countries to be shipped across the border upon completion is critical. I doubt Russia sends missile strikes into Poland or Finland, or a Baltic nation, so I hope a large part of the production is outside Ukraine.
  4. Ukraine says they’re making one flamingo a day and hope to have it up to seven flamingos a day by October. So let’s give them 2.5 a day through September. 75 ICBMs along with their long range Drones should be enough to, if nothing else, maintain the current gas supply deficit. I still watch the Constantine inside Russia channel. I leave it on when I’m doing something else and pay attention when it strikes me. On Wednesdays he does his economic update. His latest said that 20 of 72 Russian provinces are reporting gas shortages. More importantly, numerous Russian businesses are doing their economic reporting, and several companies are reporting massive deficits and losses. Interestingly, the companies with severe losses include companies that make helicopters and other types of military supplies for the MOD. Like he said, how in the world with Russia devoting everything to its military goals and ordering and paying for gobs of military equipment, can those companies be approaching bankruptcy? He said it makes no sense in the west, but the answer is simple: the oligarchs are stealing all the money that is flowing into the companies right now - money coming in at record levels and yet somehow disappearing before it hits the books. The very best thing the West has going for it is that Russia will always be Russia. Russia always overcame its lack of technical skill and endemic corruption with numbers. They had enough people to make T-34 tanks and peasant soldiers to clear minefields by walking through them. Now they are a shrunken impoverished gas station that no longer has gas to sell because of sanctions and refinery attacks. Ukraine just needs to hang on another year. Not win, just survive. Because if they keep standing long enough, they will win. and this is interesting. He also said that there is a recent agreement for Russia to give a huge amount (20 billion dollars) of natural gas to Turkey for free. well, not for free. But instead of charging Turkey - Turkey promises to complete a nuclear power plant. they were both building that has since ceased construction. Think about that. In an ongoing war with Petro resources dwindling and despite being cash broke, Russia has apparently agreed to deliver $20 billion worth of natural gas to Turkey and not get any cash in return.
  5. Agreed. Road trip. Take the back roads. Grow a beard. Take a selfie in South Dakota of - I dunno - the world’s largest prairie dog statue maybe? Right after the Florida game.
  6. Somebody posted and mentioned that shithead and his gang will probably stop Social Security payments to ex-pats since he knows the people are leaving who hate him. I assume it will be by executive order, Roberts will ok it in the shadow docket, and Senator Collins will have grave concerns about it. I’m now thinking that living on the North California coast might be an option. More expensive, but fantastic outdoors and a very blue part of the country. if they stick the Louisiana National Guard in New Orleans, a large person of them will have political philosophies aligned with Tiger Droppings. I would be better off in the woods with a tiny home.
  7. The Nazi Germany metaphor was never more on target. Doing nothing/looking the other way/not saying anything is great short-term self preservation advice. Historically it is not so good to prevent bad things from happening on a nationwide level. I fortunately have the self-employed “fuck you” alternative, but I can see how protecting your family through continued employment is one of the things many people will do and just shut up when things get worse.
  8. About to take the pound hound to the dog park. You picked some fantastic weather to run around N’awlins. Your bag….European?
  9. First, I want to congratulate you for being the moving force during this difficult time and taking on all of these responsibilities to make sure all the other members of your family are taking care of fairly and respectfully. Unfortunately, not every family has a good son like you who has his own needs on the back burner and the family needs upfront. Kudos. I’m old enough to have lost both parents, and I was the one closest to Florida to take care of my mom when she went through assisted living to nursing home to hospice. And it is certainly not cheap the way the American model works (or doesn’t work). Selling the house would at least give your dad further assets to pay for those needs, although I’m not sure what the equity is or if it’s paid off. If he has a long extended stay in a nursing home and Medicaid is involved, Medicaid has his own rules about how much assets your dad can have before they kick in. I generally know there are special needs trusts that can be created with some of that liquid cash that won’t be counted against him. I’m pretty sure that there are time limits involved in how the assets are used - so that the money hasn’t moved right before he needs it to the detriment of Medicaid. Fortunately, there are wonderful experts in that field that can help you navigate it. That is a hell of a lot of moving parts you are dealing with friend. I’m sorry to hear about your MIL. And about you having Covid. And that you have to deal with most all of this yourself. As soon as you feel better, you can start seeking out people who actually know what the hell they are talking about and come up with a game plan. Ignore everything else I’ve said up to this point, and do one thing: take care of you and your physical and mental health. It seems a lot of people are depending on you.
  10. Let’s just ignore all the innocent people killed under the death penalty because you’re pretty sure that this one is OK. And ask yourself if the people seeking the death penalty - which would be the government - can be counted on to be impartial and to submit all of the Brady information they are required to disclose. Even though they routinely don’t. Even that bitch Nancy Grace was disciplined for hiding exculpatory evidence when she was a prosecutor. They do it all the time.
  11. No woke hair conditioners!! Send $$ NOW!!
  12. Has anyone tried the approach of saying that it is inevitable that that so many people owning it jointly will result in disputes and bad blood about it, as that is the normal thing that happens when a bunch of people are given the same piece of rental property? Could someone explain to them that their generosity and good intentions will likely lead to creating bad blood, family disputes and conflict - part owners who live a long way away who will never use it having to pay their share of a house they won’t use. that everyone cannot possibly agree on what happens when the place needs new roofs or the plumbing freezes and burst, or property taxes and insurance goes through the roof. One owner can handle that, but not a gang of owners. That when one of the several owners passes, there will be a state and probate costs. Would they want their nice gesture to become a negative - to create a legacy of family conflict they insist on imposing on the kids? I don’t think any parent would want to create that for their children - especially when they view it as giving you a rental place where the kids will all meet as an extended family and enjoy it together. Edit: and I forgot - what happens if some of the heirs get remarried and start second families? what happens in the future when the people trying to make a consensus are NOT the sibling - but children of the siblings - or the second spouse of a sibling who inherits the property from her or his spouse? Your parents seem wonderful, but they are literally creating an unhappiness and litigation bomb.
  13. ???? My first thought is, who cares? You are spot-on in needing to get advice and think about it. One idea might be to sit down and assign a value of the various competing interests 1) you apparently don’t want the estate to pay closing costs. ( It seems like if you bought it, you would save your dad mortgage and property taxes on the property in the next few years, which would cancel that expense out) 2) you want your sister to get half of the pre-improved assessed value of your dad‘s property and not cheat her 3) you don’t want to inherit the house with your sister, because you’ll be doing all the work to increase its value when you eventually sell it for more $ 4) Closing costs again - if you don’t buy it before your dad passes and you buy your sister out after it is left to you both in probate, she or you will have to pay closing cost on that sale, no? 5) you want your dad to be happy with whatever you do - - because he has to be happy because he controls the whole thing because it’s his house I can only assume that each of those goals does not have equal value. Number five has the most value because nothing happens unless your dad agrees. So you have to assign other values to the other interests involved. is it more important to get her the money before he passes or after he passes? is it more important to you to get the house now free of your sister having an interest - or after he passes? You are going to have to decide if the relatively modest closing costs are a reason to not immediately own property you admit you might be able to make a couple extra hundred thousand on. The buyer can always contract to pay the closing cost to prevent an estate expense. So if your dad is giving you half a house, say “thank you”, and pay the closing costs with your sister - to be deducted from the amount she is gifted by your dad so you both get the same thing (if for some reason she can’t afford to pay half of closing costs at the time of the sale)? Maybe? The only thing I can leave you with is that selling it now is the only thing with close to absolute certainty. If you leave it in the estate to pass by his will, there is always some risk that accompanies every person who passes with wealth and a will: He could change his mind and change the will, which would be his absolute right. Someone could challenge the will. Some unknown-to-you half sibling could show up to claim estate assets. Some stupid fight could arise between you and your sister before or after his death that changes her position on selling it to you after his passing. Or she gets bad advice from friends or husband or whatever that you are taking advantage of her. Why? Because she doesn’t understand everything, but is aware that you plan to make more money off the house than her. NEVER underestimate the influence of non-lawyer friends and family giving absolutely incorrect bad advice to people who for bizarre reasons adopts that as their position. The thing is, every state law reporter is filled with hundreds or even thousands of cases where the most amazingly stupid stuff arises in probate and estate fights that nobody envisioned at the time of the will draft or later probate. Even if you evaluate that risk as negligible now, it is still a risk. So why take that risk? Like I say, they are all competing negatives and positives, and there is no one answer that solves it all. And it’s not my money, but you and your sister sharing closing costs on a free half of a house seems like the least of your problems. Look, I don’t practice that type of law and I have no idea what Texas law is at all. I have no idea how large your dad‘s estate is and what that means from a tax standpoint. I’m not trying to say any of your ideas are wrong, I’m just trying to do what lawyers do - which is “issue spot” to bring up things you might not have thought about to discuss with the actual Texas estate attorney who knows what the hell they are doing. Oh. I don’t know what you mean when you say Why would you be on the hook personally for your dad’s estate assets? Or are you talking about your role as executor paying estate expenses and you don’t want to add closing costs to the pile? Best of luck in any event.
  14. Too much disturbing news. Everyone needs to relax, chill and find a hobby. I again recommend target shooting as fun for the whole family. Get yourself some ARs, some paper targets that looked like criminals, a good picnic lunch - and take the whole family out to the country to shoot paper and recreate as a family.
  15. It appears that, shockingly, my unranked Gators lost by 10 points to the number three team in the country in their stadium at night. But thanks for changing the subject and asking about us. It’s nice to know you care.
  16. She’s just grifting off of Charlie’s dead body. Charlie was a loathsome grifter and she was his partner. Nothing to see; move along.
  17. it seems to me you do need to get some tax advice to be sure the direction you are going will be good for you when you achieve it. But maybe the easiest answer is to have a meeting with your dad and your sister. Be upfront about what you wanna do, how you don’t want to cheat your sister, but you don’t want to be penalized for doing all the work and increasing the value so that it’s a negative to you. She will be in on the discussion with your dad when you all agree to buy him out now. He can put that amount owed sis in a joint savings account with her with a right of survival designation so when he passes it all goes to her outside the will. I think. Actually, I’m pretty sure at that point he can just give her the amount as a gift without any tax consequences to her or him. Caveat: talk to someone who practices in that area and ignore anything I think. Regarding your concerns about doing something shady, and while it’s not my area of law, I’m not sure you actually have a fiduciary duty as executor of the will until he passes. While he is alive, you are just a potential, not-yet-appointed-by-the court executor (if he does not revise his will). Given that your dad can leave the whole thing to his favorite stripper instead of either of you, it is far more his decision than yours or hers in any event. Sit down with them both and give them your proposal. Your idea to buy it before he passes has a whole lot of merit - and it makes what you do with it after entirely your choice. Which is what you want. And it ensures that your sister is not cheated - and your dad is assured she will receive the money.
  18. Ay, there’s the rub…
  19. My youngest kid was president of Young Republicans in his high school, (whichI was pretty sure was just him being contrary to his parents’ political views.) After two years at LSU, hardly a bastion of liberal thought, he was closer to being a socialist. Which is all to say, yeah, you’re right.
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