I have United healthcare for my part D Medicare prescription plan. I got a call out of the blue yesterday from some lady from United telling me I could save money on prescriptions and get money to buy over-the-counter stuff if I would only sign up for this fantastic Medicare advantage plan from united.
So I asked her - ”Does that mean I can go to any medical provider in the country if - I don’t know - I get cancer?”
She said “no, but you will have excellent healthcare locally and a huge number of people to see.”
I asked her if MD Anderson provided services for my cancer that cost me $200,000. How much would that plan pay. She said 50%., As MDA is out of plan. So I asked her, “since I’m a cancer survivor who wrecked up a bunch of bills at MDA previously, why was she recommending that I accept a plan that if I get cancer again will cost me $100,000 out of my pocket?
She told me “let me know if you want to change”, and ended the call.
There are a ton of uninformed old people who would listen to that sales pitch and not understand the out of system coverage consequences to their pocketbook and wind up in serious financial problems. Why that wasn’t the first question, she asked me - did I have a need for healthcare services not under their local coverage plan- before some stupid hundred dollar over-the-counter drug benefit - can only be described as greed. Assholes.
They will have to pry regular Medicare in supplement plans from my cold dead fingers before I go with a Medicare advantage plan. fuck united