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UTGrad98

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Everything posted by UTGrad98

  1. Being ranked 3rd helps too.
  2. Having lived the accumulation phase and now the semi Re phase, I can say it definitely helps to have dual income earners and be upper middle class. In fact i think that is who FIRE is designed for and where you hear of most success stories. FIRE is not designed for the poor unfortunately. It's not for the wealthy/rich. They don't need it. It's really not for the middle class although it could work. This is where you see the extremes of FIRE and where I could see the most regret. It's really for the upper middle class. And really all it takes is living below your means for a certain amount of years. For me, I've lived in one of the best suburbs not only in Texas but in the US, flower mound. I pay 2k a month for mortgage and another 500 for bills and live in a great neighborhood. We go on 2-4 trips per year to mexico, both resorts and family and had no cares in the world for money while saving. It honestly wasn't hard at all to do this. All it took was saving excess cash diligently each month for 7 years and avoiding lifestyle creep. I never cared to keep up with the jones. The accumulation phase was actually quite painless. As for the FIRE phase, so far I am loving every second of it and am so proud of what I did and am now reaping the benefits. 5 days off a week is glorious and my off days are filled to the brim. I think dual incomes of 100k or more each can easily achieve fire in 10 years while living a comfortable mostly upper middle class life. The dual incomes also imo relieve the stresses of money. It did for us. Our standard of living was set to 1 income. That way if one of us lost our job it wouldn't affect us. I think being the only earner could cause someone who wants to achieve fire quite a lot of pain and suffering. And all it takes is one person saving. My lovely wife spent her excess money and saved about 5k a year. It didn't make a shit. Just be sure to invest in the market. Nothing fancy. SPY or VOO will get you there.
  3. We are using unity to develop our game. I'll be following this quite closely
  4. Few you say?
  5. Ive got a really bad feeling about the officiating now. The rage will be nothing like any of us have experienced if this is a playoff team we have and a game or 2 is taken from us due to blatantly horrible calls that cost us. It will be strategic. Most likely on the road and on plays that make a huge difference in the outcome.
  6. Last kick in the balls for Dallas in 2023?
  7. Can't you take up to 250k profit and not owe any capital gains tax in Texas? Sell it and buy a 750k home cash preferably in a low property tax state. Better yet have a sham wedding and she can pocket 500k since she would be married. Just write up a contract and pay the guy 5k or so.
  8. Why didn't they show the sure fire int that was dropped on 3rd down. 2 huge fuck ups by Nebraska
  9. I googled covid 20 to see if I missed something.
  10. A balmy 111 in flower mound right now. One last kick in the nuts. Hottest day of the year I think.
  11. For dfw
  12. Perfect time to sell our house to suckers.
  13. Ok. Please make it stop. It's 102 at 11am in flower mound and feels like 107....at 11 am
  14. This thread should have just been titled UTgrad98's favorite songs. Lets kick this up a notch. And these 4 are only about a third the way down of my music1 youtube folder. Enjoy ladies
  15. Mine was when I was 3. I was at a day care and scared to death to play musical chairs. I remember crying before the game started and my teacher aide taking me aside and explaining to me how it was just a game and not to be nervous. I then proceeded to make it to the final 2, me and another 3yo girl with one chair left. When the music stopped she was basically almost sitting in the chair and then I sat down as hard as I could and she flew off. I may have even pushed her. From then on I was the best at everything I did. I learned what it took to be a winner that day. I still remember looking up at my aide and being so excited that I had played and won. I'll never forget the look on her face.
  16. Does God hate DFW? I mean it's like there is a magnifying glass being taken to it.
  17. Not sure how it's all related but I bet surlyhorns will have to change its name now.
  18. 87 in flower mound at 6am. We're Phoenix.
  19. I dont have cold water. Everything that comes out of my shower is scalding hot no matter where I move the dial. And this is at 7am every morning.
  20. This struck a chord with me. Seems obvious it is a mental health issue. Laughing while crossing into N Korea screams behavioral or possibly cognitive limitations. This guy most likely did no research on where he was going and will probably end up Warmbier'd for it. The punishment for he and his family will not fit the crime. Sadly this is the world we live in. Accept and move on to the next atrocity.
  21. A loud clanking sound just woke me up and the ac is blowing warm air. Just turned it off. I'm sure it's nothing.
  22. Come over to the other side with me gsoda. The water is warm.
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