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UTGrad98

Certifiably Surly
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Everything posted by UTGrad98

  1. What would setting term limits on Supreme Court Justices take ?
  2. The Dinner Party. Television doesnt get much better than that.
  3. Get his heart ripped out and handed to him mid way through the first quarter by our secondary.
  4. Team has to learn to win on the road. Not a better game to start with than this. Ill say the line will open at Texas -3.5. Gotta come out and punch people in the mouth when you are on the road. We arent good at that yet. Too many slow starts
  5. Still gonna vote . Maybe it’ll be close enough for the next guy who says there is no way a dem can win in Texas to go out and vote in 2020.
  6. Half of the US population believed Obama was the worst president of our time and would vote Putin over Hillary. The other half believes D Trump is the worst president in the history of the United States and threatens our very democracy. And most everyone in our country believes those that dont agree with their views are stupid beyond belief (baby killing lib-tards vs Neo-nazi Trumpkins.) It was NOT like this in the 90s and before. What caused the steady increase in seething hatred for the other side over the past 20 years ? The ease of access of information tailored to your views? I go to Fox news and CNN every day just to see how each side reports the news. It is easy to see that fear mongering and hatred sells and produces clicks and revenue for these sites and many others like them. I think this will continue until it goes too far. What is too far ? I dont know but unless it stops we are going to find out.
  7. I hate to admit this but I will be voting in my first midterms this November. I have turned out for all Presidential elections since 1996 but never had the desire to vote in the midterms. Honestly the republican grip on state politics made me believe my vote wouldnt matter in the slightest....and the reality is I was right. I dont care if it matters now. I am going to go out and vote anyway. I moved recently and in the past I wouldnt do the work beforehand to change my voter reg card. Everything has been mailed in with time to spare.
  8. I've never stopped believing in Shane. He is an accurate QB who has been injured in each of his first 2 years here (early in both years mind you - Cal in 2016 and Maryland in 2017). He has had a shit Oline so far and is injury prone. What else ? That's the knock I have against the guy. Maybe he just cant hold up at the college level. I dont know. But I do know I scratched my head all summer when everyone just anointed Sam as our starting QB. It made no sense to me then and it makes no sense to me now.
  9. Is this par for the course for game day threads?
  10. He looks like a kid who teethed on frozen liver and kidneys
  11. So us having to fire Herman, hire Mack Brown as interim HC due to the proximity of the season starting, has been largely put to rest now ? Im ready for Maryland.
  12. Looked up the author of the article. Seems about right. While I agree with the essence of #metoo, articles like these tend to piss me off. I think Im too old white and male now for my opinion to matter anyway. It seems like #metoo has served it's purpose and now it's swinging the pendulum too far. Yes, bad mouthing Animal House crossed the line for me.
  13. Holy shit at posts 19-25. That is outstanding. You gentlemen made my night.
  14. Reading this thread makes me think Im a closet Republican.
  15. Just so that I understand this. We will most likely claim the following deductions for 2018 and use the following tax deferment strategies $12k for me and 12k for her - standard deductions 2k for our son -standard child deduction $6900 for our HSA 18400 for my 401k 12k for her new solo 401k - That is the amount she is ok with putting in without going crazy on her portion of the bills/expenses. I want her to pay more but maybe next year. 5500 for her tax deductible portion of her payroll taxes * see below For her, and again, I am a complete newbie on this, her self employment tax (IE 15.3% for medicare and SS) is based off her (gross income) minus (the self employment adjustment below) minus her (schedule C form OR safe harbor amount of $1500 (whichever is greater)), which is completely separate from and is ok to use with us taking the standard deduction? Honestly now that I typed out the above line and looked at the graph below, maybe a better question is what is the 'Adjusted earnings' and how do you calculate that. I am confusing myself I think... Also, she may be keeping her old 401k. We are getting conflicting information on how old 401k's work. Vanguard said they cant take her old 401k and roll if over to her new solo-401k. Summary Table Self-Employment Tax Analysis Social Security Medicare 'Adjusted' earnings $78,000 $78,000 Less: self-employment adjustment $5,967 $5,967 Taxable self-employment earnings $72,033 $72,033 Self-employment tax $8,932 $2,089 Total self-employment tax $11,021 Tax-deductible portion $5,511
  16. My wife and I are trying to figure out a way to lower our taxes. This past year was a real eye opener for us and I know we can make some improvements on how to help with our tax situation. Here is our story. My wife works from home as an external consultant for a bank and makes about 80k a year pretax. She must pay both employee and employer payroll taxes (15.6% ? ). We went to an H&R block consultant and she was amazed we owed so much for our combined income but did not have any suggestions that seemed helpful. The only thing she said was my wife could ONLY put 12k a year max into her retirement (we found out later through my Vanguard advisor she was ill-informed.) To lower our tax burden, here is what we did LAST year....I maxed out my 401k. We itemize her home deductions but they did not amount to much at all...Thats about it...She put nothing into her retirement account. She currently still has a 401k through her former employer but cant contribute to it. THIS year I will max out my 401k and she has been informed to start a solo-401k? via our vanguard advisor. She is in the process of getting her EIN from the social security website ? and then can save up to 25% of her income pretax. She will rollover her old 401k into an IRA I believe... My questions are... Is this the right path for her/us ? We itemize her office deductions but they are not a lot. She has a home office but really the square footage she puts is not much and doesnt amount to much in terms of savings. Should she form an LLC company ? Is the solo 401k path the best path to take to save as much money as possible ? What else can we do that will significantly lower our tax burden? It seems like we are missing something big here as our overall joint tax rate after deductions last year was 22%. It was ridiculous. Thanks
  17. - Could we take a short break? - No. Are you telling me that your relationship began two years ago and not in february, as you previously testified to here? - Line. - I'm sorry, what? He asked for a line, like in a play. "Mr. Scott, do you realize you just contradicted yourself?" "I did?" "Yes. " "Can I go to the bathroom?" "I really have to. I've been drinking lots of water. " "You went 5 minutes ago. " "It wasn't to go to the bathroom. "but to get out of a question. " "You've to answer it. " "First, can I go to the bathroom?" "No.
  18. "Tell people not to stay at someone's house illegally. That's the solution. Don't stay at someone's house illegally. Stay like other people do. Stay legally. - D. Trump " - UTgrad
  19. Conservatives seem to be upset so that is something. This guy was the easiest to get confirmed. The Religious Right wanted the woman I think.
  20. Im curious how they decided who goes out first among the boys. Do you send out the strongest boys on the first day to give you the best chance of seeing if this plan works ? I would say the strongest/oldest boys went on day 1. Once they knew the difficulty, the weakest/sickest boys went today. The last 4 boys I would say would fall somewhere in between.
  21. This is reading like some sort of surreal MacGyver episode on steroids now that Elon Musk is involved. Reading the posts like the ones he made above make me hope he is the genius everyone says he is. I hope it all works out and no one else is lost. So incredibly intense.
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