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Everything posted by Dbeasy
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Don’t know if you’ve bought a car yet or what your budget is, but I sold my 2015 Lexus IS 250 to my long time friend who runs a wholesale car business here in Austin. But I think with this car he’s just selling it to the public from his lot in South Austin, rather than to a dealer. It’s a great car. It only has 54000 miles on it. High quality tires only a year old. Recently replaced battery. I don’t know the price but I’m guessing around $21-22k.
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All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
Fiscal Year President Responsible House Control Senate Control Deficit (USD) % of GDP 2012 Barack Obama (D) Republican Democratic $1.327 trillion 8.5% 2013 Barack Obama (D) Republican Democratic $680 billion 4.1% 2014 Barack Obama (D) Republican Democratic $485 billion 2.8% 2015 Barack Obama (D) Republican Republican $442 billion 2.4% 2016 Barack Obama (D) Republican Republican $585 billion 3.1% 2017 Barack Obama (D)† Republican Republican $665 billion 3.4% 2018 Donald Trump (R) Republican Republican $779 billion 3.8% 2019 Donald Trump (R) Democratic Republican $984 billion 4.6% 2020 Donald Trump (R) Democratic Republican $3.132 trillion 14.9% 2021 Donald Trump (R)† Democratic Republican†† $2.775 trillion 12.4% 2022 Joe Biden (D) Democratic Democratic $1.375 trillion 5.5% 2023 Joe Biden (D) Republican Democratic $1.695 trillion 6.3% 2024 Joe Biden (D) Republican Democratic $1.833 trillion 6.4% 2025 Joe Biden (D) Republican Democratic $1.9 trillion 6.5% Footnotes: † Although Donald Trump was president during part of FY 2017 (starting January 20, 2017), the FY 2017 budget was mostly planned and signed into law during the Obama administration. Trump later signed supplemental appropriations. †† Senate control in FY 2021 was effectively split 50-50 after the January 2021 runoffs in Georgia, with Vice President Kamala Harris (D) casting tie-breaking votes, giving Democrats functional control starting late January 2021 — but this occurred after the FY 2021 budget was largely set under Republican control. I think this chart sums it up pretty well. Barack Obama did a pretty good job as President keeping spending under or around 3% of GSP after the 2009 financial crisis died down. Trump was an absolute disaster because he panicked during Covid and wildly overspent. Biden was ridiculously overspending, and here we sit with Trump in office and in control over both houses of Congress and the House passed a budget that will be the worst yet. Specifically for FY 2026, the Committee for a Responsible Federal Budget estimates that the deficit could rise by nearly $600 billion, bringing the total deficit to approximately $2.3 trillion, or about 7.3% of GDP . Fucking disaster. -
All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
This is a very incomplete view of the situation. Yes government spending needs to be reigned in, for sure. But what’s matters most is reducing the deficit. And the ONLY way to do that, which every credible economist knows, is a combination of spending cuts and tax increases. Instead, the Republicans express faux outrage at spending while diverting funds to defense and cutting taxes. It’s ridiculous. -
All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
Their definition of “work” is that trading partner currencies drop by the same amount of the tariff, leading to Americans not paying any more for tariffed goods. However, this is a suspect “win” because that would mean a strengthening dollar, which would hurt exports. So I personally don’t see how it can end in a win. But a win would be defined by a more balanced trade (significantly lower trade deficits) with no inflation. Seems impossible to me given what they are doing. -
All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
Agree. There is a chance the tariffs don’t produce inflation, or produce only transient inflation. Frankly, if it does work, great. The problem is that it will be hard to get the real story. I wish they would have implemented a more organized and targeted strategy to test it out, rather than Willy Nilly attacking the whole world at once, when all these trade partners know all they have to do is just wait us out until the stock market crashes. Then we will panic and cave. Just like Putin waiting out the U.S. to get tired of funding Ukraine. -
I do find it interesting that he was the guy they were going to hire the first time around and came back to him again the second time around as well. I guess that’s a good sign.
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All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
Oh rates will tumble if the administration doesn’t start governing like adults, because crashing the economy will definitely lower rates. The only issue is that the deficit will get even worse in any recession. -
I always hated this album cover. But as a kid of the 1970's I went through my disco phase like others.
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All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
The bolded part was written in a tone that suggests Trump’s policy actions are responsible for inflation improvements. That is almost complete fiction. Inflation is a condition that takes a long time to work its way thru the supply chain to become visible. It can take anywhere from a year to two + years for it to appear. Conversely, it takes several years to bring down. In addition, US inflation data includes highly lagging indicators, such as housing, distorting the real picture. Trump’s policies this far have had almost zero to do with inflation reduction, except for him executing crooked deals with Saudi Arabia to temporarily reduce oil prices in exchange for favors for the Saudi royal family. Zero. In fact, his original dumping of trillions of dollars onto the market during Covid caused the inflation we experienced during the Biden administration. To be fair, Biden did not tackle inflation aggressively enough to reduce it, but Trump was the original source of it. Now, Trump’s tariff policies are incredibly inflationary. In addition, his budget does not effectively tackle the deficit. For all of the spending cuts, he’s just giving tax breaks (new and extending) to wash away any deficit reduction and moving money to defense, which doesn’t need it. This is why longer term rates continue to remain stubbornly high. This policy is the wrong policy. The conundrum we all face is that a Democrat controlled government wouldn’t cut government spending, and a mixed Democrat Republican Congress and Presidency will never agree on anything for the good of the country because Republicans have been following a strategy since the Obama administration of never doing anything positive while a Democrat is President. So in summary, because of inept government leadership we will have higher inflation and deficits, and continue to spiral towards judgement day for the foreseeable future until US citizens start voting for candidates who solve these problems, rather than parties and candidates who are on the take from industries, the wealthy, and special interest groups. The only path out of this is a citizen who isn’t stupid. -
All Encompassing Mortgage and Real Estate Thread
Dbeasy replied to UTPhil2006's topic in Business and Markets
This interaction between you folks regarding economic policy was very enlightening. I learned something today. Pos rep. -
"If You Think It's A Scam, It Usually Is"
Dbeasy replied to ROFL BOX's topic in Can You Help Me With This?
For just $19.99, I will share with you my secrets for avoiding scams. Click on this link to learn more. -
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I’m done with Marchment. He makes too many penalties and he’s not doing much on offense either.
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I had high hopes for Hakeem Jefferies but so far he’s been a wet noodle. I’m really frustrated with the entire party. I can’t believe with everything that’s going on with this administration that Democrats have so far been completely unable to capitalize on it. It’s so frustrating
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Texas Recruiting Notes 2026: They Can't Keep Getting Away With This
Dbeasy replied to texifornia's topic in 🤫$9.95🤫
Any top WR even thinking about A&M right now should have their head examined. That program has demonstrated multiple times over the last several years that they’ve ruined top wr prospects. They would be taking on way too much risk by going to A&M right now. -
Joe Biden 2024 thread - Dark Brandon Where Art Thou?
Dbeasy replied to StassneyHorn's topic in Cloak Room
Sorry I was quoting Anastasis. I have him on ignore now. I had never paid any attention to him before, and now that he demonstrated he’s literally too stupid to even understand the point of any discussion with him, it’s not worth ever engaging with that idiot again. He is mind-bottling dumb. -
Joe Biden 2024 thread - Dark Brandon Where Art Thou?
Dbeasy replied to StassneyHorn's topic in Cloak Room
Oh cool. So you’ve just lumped all the bad politicians into one big pile and proclaimed them all the same. That’s real whatsboutism. You are truly a moron. But then we all knew that already. I just wanted to see you completely embarrass yourself for about the thousandth time, which of course you did. -
Joe Biden 2024 thread - Dark Brandon Where Art Thou?
Dbeasy replied to StassneyHorn's topic in Cloak Room
So who have you voted for then? No one? Libertarian? How does sitting back and doing nothing but yanking on yourself somehow make you any better or smarter than anyone else? -
Joe Biden 2024 thread - Dark Brandon Where Art Thou?
Dbeasy replied to StassneyHorn's topic in Cloak Room
And you and others voted for a guy that has the same situation and worse. So what’s your point? Why is it bad when it’s Biden, and totally acceptable when it’s Trump? -
Joe Biden 2024 thread - Dark Brandon Where Art Thou?
Dbeasy replied to StassneyHorn's topic in Cloak Room
Ok, we don’t know the facts yet but let’s just assume they covered up prostate cancer. What point are you trying to make? That it’s bad? They shouldn’t have done that? The American deserved to know? We have a current President who has never released real medical records, releases fake medical records all the time, had a mysterious surgery that’s never been disclosed (that suspiciously sounded like prostate cancer), and most likely wears diapers currently. So given all this, is the point you wanted to make a worthy comment? Or, did you have a different point? -
Transfer Cycle 2025-2026 - Full Roster Weaponization
Dbeasy replied to closetojumping's topic in 🤫$9.95🤫
I didn’t realize Marion took the Sacramento St job. Seems like he would have had a higher probability path to success by being a coordinator for a few years and then taking a more prominent head coaching job. The rumors about him always having one foot out the door in any job is obviously true. That strategy can work but he better damn well win. -
These two posts have me questioning myself about whether I know how to read.
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Johnny Cash Waylon Jennings
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Why are so many of the PGA fans wearing light blue?
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