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Dbeasy

Certifiably Surly
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Everything posted by Dbeasy

  1. That is exactly the same thought I had. There are some interesting perspectives but the overall approach is going to fail miserably.
  2. I am most interested in seeing how the secondary performs. After years of being frustrated with our secondary, such as not turning their heads to look for the ball, etc. last year they finally broke thru and played really well. Up until that point I kept jokingly asking for a return of Akina, never believing that would actually happen, given not only his age but his struggles with zone coverage schemes. And now here we are with Akina. We are either going to be pleasantly surprised or cursing this hire for years. And I’m not sure at this point which way it’s going to go.
  3. Ya I’m on early retirement and there’s some good input in there.
  4. As a side note, I’m amazed at how everyone is ok with asset under management fees from .5-1%+ annually, forever. This creates huge drags on a portfolio, and the work financial planners do is relatively “fixed”. It’s one of the biggest rackets out there, along with 6% real estate commissions on $2M+ homes.
  5. Thanks for the inputs. We are already in retirement and are at the point of deciding whether to convert and how much. Our particular situation is such that the decision to convert is not obvious for multiple reasons. I’ve built complex spreadsheets to contemplate scenarios. Because it is complex, I’m unsure whether I’ve built them correctly. The reason I need a competent advisor is for them to run the scenarios on their tools to see how it compares to what I’ve done. I need a check on the math. I also don’t want just a basic CFP because many of them don’t understand all of the complexities of Roth. They just run the scenarios through their tool and give that to clients. Those tools have a lot of assumptions that may be right or wrong for the future. I want someone to talk with about assumptions in more detail.
  6. wtf are you talking about. I haven’t inherited shit. Whatever we have we made.
  7. Ok. So how are they getting 80%+ yields? Where is the return coming from? If underlying assets go up, it obviously enables payouts. But what is going up that much? And if things drop, which they will, then the crash will be significant too. Maybe not the full nav drop, but still significant. What am I not understanding?
  8. Can you explain this? I can’t quite follow what you are saying.
  9. Ok now I’m completely confused. After loving Tires, I watched his 2023 standup on Netflix. Absolute, worthless racist, stereotypical, lame comedy. Terrible.
  10. Dbeasy

    The Wire

    Wow. I just finished the whole thing. I wanted to watch The Wire because I’ve maintained Breaking Bad is the best series ever and some people would argue that The Wire is the best. i need to sleep on it a few days, but overall the show is incredibly good. Sopranos, Breaking Bad, The Wire. Legendary programs.
  11. You had no idea because you are dumber than any of the students at the schools you criticize. It’s completely obvious to anyone that for many families some sort of proximity to their home state is an important criteria. The fact you don’t even understand that basic fact further highlights you are a dim bulb. Given that I sat on the Advisory Board of UTD for several years, I had the opportunity to see a comprehensive competitive analysis of not only all the schools in Texas, but also border state schools, and the California college system. The real story here is that a college education in the state of Texas has many challenges as compared to a state like California, which literally has more than a dozen high quality schools for students who couldn’t get into UCLA or USC. As a result, quality Texas students who want a typical college experience have to look outside the borders of the State. Now run along Junior now that you’ve been completely embarrassed. And fuck off
  12. So basically you’re full of shit. Neither of those schools has any proximity to the state of Texas, and even if you ignore that the best you could come up with was USF and FSU? Bawwwaaaa!! The UTD recommendation mentioned earlier wasn’t bad, but they have limited quality degree options. You’re living in the 1990’s dude. Wake up.
  13. Remember when we had a head coach with glaring gaps at various positions, like for example QUARTERBACK, and then proceeded to do nothing to address that gap? I do not miss Chuckles. It’s sure nice to have a head coach who recognizes gaps and then tries to address them. What a novel concept.
  14. That’s a pretty fast backtrack from your boastful claim. There are tens of thousands of students with very good grades and scores who can’t get into Texas. If your boastful claim was going to be schools like Rice, then that’s obviously nonsense. You go ahead and define reasonable acceptance rate to whatever standard you like. Go ahead and rattle off all those superior choices you had teed up in your frontal lobe. We are waiting with anticipation for your wise words.
  15. Well, that’s what’s been happening. Given the schools’ proximity to the state of Texas, and relative affordability of being public institutions, that’s what’s driving enrollment. But since you are obviously an expert, go ahead and list out the superior alternatives that meet tuition and proximity requirements and have reasonable acceptance rates.
  16. I’ve noticed a very annoying trend. For lack of a better term, I’ll just call it “Safe Abuse”. I’m seeing women under the age of ~30-35 constantly complaining that they don’t feel “safe” over some plain vanilla encounter/issue. It’s gotten ridiculous and SNL needs to do a skit on it. That would turn these little cream puffs into the Karen’s of the 2020’s.
  17. Arkansas, like OU, and Okla State, have been the biggest beneficiaries of students from the state of Texas that can no longer get into UT but have enough sense to not want to go to A&M.
  18. Good grief quit being a moron and embarrassing yourself. Reuters is a highly respected news outlet and you are taking up the cause for a nut job.
  19. It will never happen, but it would be a perfect Idiocracy 2 plot to have South Park be the thing to finally take down the Trump Presidency. Not Congress. Not the Supreme Court. Not the DoJ. Not the American voters. Not the FBI. A silly cartoon of Trump dick pics. The movie script almost writes itself.
  20. For no definable reason, every time I see this guy’s name I think Entrails, not Endries. Entrails has got to be the worst nickname in sports history.
  21. Dbeasy

    South Park

    Do you have to have paramount plus to watch it?
  22. Ok, that was my read of the situation, and I wasn’t sure whether I’d just read it wrong.
  23. I feel like you guys are talking in circles. Maybe there’s confusion and we just need a reset. Republicans have stated either they can’t release information, or there’s no information to release. For example, today some Florida judge rejected the release of some information. We all believe this is bullshit. The files are there. They just aren’t releasing it and people are pissed. However, some Republicans are pointing out that Biden had several years to release information and didn’t either. Why is it ok for Biden to have sat on it but not Trump? In other words, shouldn’t both be catching hell for sitting on it? Wildcat’s answer to this makes no sense. If your rationale is that Biden shouldn’t have released information because people in DoJ wouldn’t allow it, then just because Trump is interfering with the DoJ doesn’t mean he should violate DoJ reasons for not releasing it. My question is, what specifically has changed that is a valid legal reason for releasing the files? Seems like Biden screwed up too. That’s what I’m trying to understand.
  24. Ok…so why is it different now?
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