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Posted

I know this has been touched on in the travel tips mega thread, but I think enough people use this card to have a dedicated thread for the upcoming changes. New annual fee is $795 + $195 for an AU, starting with card anniversary. New benefits go into effect 10/26/25.

Here is a breakdown taken from another site:

POINTS EARNING

  • 8x points on all travel booked through Chase

  • 4x points on all other flights and hotels booked directly with airline or hotel

  • 3x points on dining at restaurants

  • 1x points on everything else

BENEFITS

  • $300 travel credit

  • $250 x 2 yearly credit for The Edit hotels booked through Chase

  • $150 x 2 dining credit through Sapphire Reserve exclusive tables via OpenTable

  • $250 Apple TV and Apple Music Credit

  • $150 x 2 Stubhub credits

  • $120 Peloton (12x$10)

  • $120 Lyft credit (12x$10)

  • $420 Doordash (Dashpass + 12x($5+$10+$10)

  • IHG One Rewards Platinum Elite Status

  • 2x redemption rate for points at The Edit hotels and Premium cabin airfare

  • Priority Pass + Air Canada Maple leaf lounge (when traveling on star alliance)

  • Global Entry fee credit

  • Other benefits like car rental coverage and trip delay appear to stay the same

AFTER $75,000 SPEND

  • IHG Diamond Elite Status

  • $500 Southwest Credit via Chase Travel

  • A-list Status with Southwest

  • $250 Shops at Chase credit

Also, the 1.5x point redemption through the Chase portal is going away. It's getting replaced by a 2x Points Boost on some bookings, but I assume those will be very limited offerings and I'm not aware of a way to preview how that will actually look. So that seems like a net negative.

I have my wife as an AU (I know, not recommended by people who churn cards, but it's convenient) so my new annual fee is basically $1,000, or let's say $700 after the immediate travel credit. I use Apple TV+ so there's another $120 in useful credits, so now I just need $580 in actual value each year.

  • I don't use Apple Music or Peloton and my Global Entry isn't due for 2-3 years, so those are all useless.
  • I do use Stubhub 2-3 times a year so it seem like I can easily redeem the 2 x $150 credits, assuming no strings attached to that.
  • The exclusive dining tables I think is new? so I registered my Opentable account and it looks like there aren't a ton of options in DFW. I guess I could do it but I would be going out of my way to eat somewhere I wouldn't otherwise pick. 
  • I occasionally book hotels through Chase that are listed as The Edit and I usually get a minor perk at the hotel, but the $250 statement credit would be nice. My understanding is you need to stay 2 nights to qualify, but I usually do that.
  • I'm not a big Door Dasher and I think those credits are fairly restricted, so kinda worthless to me.
  • I use Uber occasionally, Lyft hardly ever, but it would be an easy switch when I need it.
  • I would likely qualify for the $75,000 annual spend, so the $500 SWA credit seems like a major perk and the $250 Shops at Chase credit could be useful for something?

 

Curious everyone's thoughts on these changes and the value of the card in its new form. I'm sure a lot of people will downgrade to the CSP or one of the free cards, but I get the feeling the CSR is still a good option even at the higher price point.

Posted

If the hotel credit and The Edit credits are stackable, that might be enough with the stubhub credit to make it worth my while. Not really much else there that would benefit me - just a lot of nickle and dime stuff. 

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