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This is so prevalent in the US today that this past summer the CFPB ruled that BNPL lenders have to offer the same consumer protections that would be offered under a credit card account and report to credit bureaus

I think I’ve mentioned it before, but I have a friend that owns about 7-10 payday loan places around North Texas. He does extremely well. If you ask him what he does for a living, he will tell you he gives loans out to people who can’t math.

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